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Tradesman News

Tradesman Public Liability Insurance - who needs it?

by User Not Found | Feb 10, 2017

The self employed tradesman tends to find themselves at different customer sites and properties throughout the day's work. Tradesman Public Liability Insurance provides you with protection against costs of damaging someone's property or causing someone an injury whilst providing your services.

Your tradesman public liability policy is designed to cover any damages you are required to pay to a third party, and will also cover the cost of any requisite legal fees in defending or mitigating the claim.  Please note that, if you are liable for the injury or death of an employee, this would be covered by an Employers Liability policy rather than your tradesman public liability.

Who needs Tradesman Public Liability Insurance?

If you are a self employed tradesman, whether a sole trader, limited company or partnership, then a public liability insurance is one of the most relevant insurance policies for you. Whilst there is no legal requirement to hold the policy, it is a fundamental business insurance policy to protect your business.

For more information, contact 0116 243 7904


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