Legal Expenses Insurance from Rhino Trade Insurance will offer defence and representation for your business in the event of a variety of legal issues that you may face.
Legal Expenses Insurance offers up to £50,000 of cover for your business in the event of a legal claim being made. For just £85.00 per year, don’t leave anything to chance, get covered through Rhino Trade Insurance today.
The Necessity of Legal Expenses Insurance for Tradesmen and Women
Legal Expenses Insurance is an important policy that no tradesperson should go without. Legal costs can quickly escalate, resulting in hundreds or thousands of pounds being spent in the pursuit of a resolution.
With Rhino’s Legal Expenses Insurance, you benefit from up to £50,000 of cover for a wide variety of legal issues that your business may find itself in, including Employment Disputes, Health & Safety Prosecutions, Debt Recovery, and many more.
The Stress of Legal Troubles
When legal troubles strike, what happens? For most of us, panic and stress soon follow, as we consider the costs of hiring legal representation and the impact this would have on yourself and your family.
Many people have no idea where to start when it comes to seeking legal advice or defending themselves. This can lead them to make poor decisions based on fear or lack of knowledge – decisions which can cost them in the long run!
It’s no secret that legal challenges can come with a huge price tag. The cost of a preliminary meeting with a solicitor can be several hundreds of pounds, and with ongoing legal advice, this bill can quickly stack up. When it comes to instructing a solicitor and paying for court appearances, the costs may be tens of thousands of pounds. No matter how well your business is doing, paying this sort of money out of pocket is likely too much for the average trades business to bear.
Why Tradespeople Are Vulnerable to Legal Issues
Tradespeople are particularly vulnerable when it comes to legal issues due to the nature of a trades business. You’re self-employed, meaning you’re liable if someone has an accident on or around one of your job sites. You’re also on your own if one of your employees claims unfair dismissal, or if you enter a dispute about property.
Further, if you’re called up for jury service, you can’t make an income for the duration of the trial. Again, you’re on your own. And it goes without saying that if a client isn’t paying for services you’ve delivered, it’s up to you to chase them into court to try to reclaim what you’re owed.
Your Own Personal Legal Defence
Rhino’s Legal Expenses Insurance offers £50,000 of cover for a wide range of legal issues you might face as a self-employed tradesperson. It costs just £85.00 per year, or £7.08 per month, and this policy can be purchased as an add-on to your core Public Liability Insurance policy.
If you want all-around personalised protection, you can build a bespoke bundle of policies which reflect the specific risks your business faces. Speak to one of the Rhino team today to find out more about how we can protect your business.
Your Rhino Legal Expenses Insurance policy offers access to a UK-based Business & Legal Support helpline, offering expert advice on matters including tax, employment law, health & safety, debt and much more.
Legal Expenses Insurance from Rhino includes costs for legal help with the following:
- Employment Disputes;
- Health & Safety Prosecutions;
- Criminal Prosecution Defence;
- Property Disputes;
- Data Protection;
- Personal Injury;
- Debt Recovery;
- Restrictive Covenants; and
- Wrongful Arrest Defence.
- Up to £100 per day and maximum of £1,000 for any one claim should you be called for jury service.
Why Rhino Trade Insurance Are Your Perfect Legal Expenses Insurance Providers
When you take out Legal Expenses Insurance for your business with Rhino, you get more than just legal costs covered up to £50,000. You also get access to free telephone legal advice from highly trained experts who know UK trade business law inside out, and a supportive claims team who will guide you every step of the way.
Rhino also offers flexible payment options. You can choose to pay annually for your cover, costing just £85.00, or you can spread the cost with monthly payments of £7.08 if this suits your business better.
This policy is also completely excess free, meaning there is no financial barrier for you to cross if your business gets into any legal trouble which means you have to make a claim on this policy.
