You will be logged off in  seconds due to inactivity and risk losing your quote. Click here to continue using this web page.

BUILDERS INSURANCE

GET A QUOTE

Insurance For Builders

Rhino Trade Insurance provides a range of valuable builder insurance policies, whether you are a bricklayer, ​painter/decorator or carpenter.

At highly competitive premiums, our builder's insurance can provide you with the insurance you need to get on with your trade.

Why choose your builder’s insurance from Rhino Trade Insurance?

When you choose builder's insurance from Rhino you can rest assured that you buy only the insurance that you need.  Cover can be provided for multiple trades and business activities, but we will not try to sell you a package of insurances that may not be of use to you. We keep our costs low with monthly or annual payment options.

Your policy documents will be issued immediately on purchase of your insurance and access to the full policy information will be in your online account. If the need arises and you want to speak with us, you will find our UK telephone support most helpful.

Do you need builder’s insurance?

Yes, insurance for builders is ​very important. The nature of work that builders do can often mean that the environment can be very risky.  Accidents can and do happen and whilst you may be careful and hope that nothing happens to you, having insurance in place is always advisable.  Imagine not having insurance in place and you became injured, how would you support yourself financially? What happens if your customers claimed compensation from you for work carried out in their property that went wrong? Could you pay the costs and expenses?  What about the legal costs if one of your customers was injured?  

​Insurance for Builders

  • Bricklayers Insurance
  • Builders Insurance
  • Carpenters Insurance
  • Joiners
  • Ceiling, Partitioning and Dry Lining Contractors
  • Conservatory and Porch Erectors
  • Dry Stone Wallers
  • Fencing Contractors
  • Painters and Decorators
  • Path, Patio and Drive Layers
  • Plasterers
  • Artexers
  • Roughcasters
  • Pebble Dashers
  • Garage and Shed Erectors
  • Garage Door and Gate Fitters

Building Contractor Insurance

What type of builder insurance do I need?

The risks that a builder may face during their working life are many and the insurance which will cover the risks are listed below:

public liability insurance

Public Liability Insurance


PRICES FROM

£72.80

ANNUAL OR MONTHLY PAYMENT


Damage to a customer’s property - For those builders who are self-employed, it is recommended that you are covered by builders public liability insurance. This insurance will cover you against injury or damage to property which may have been caused by you whilst carrying out your work.

FIND OUT MORE

tools insurance

Tools Insurance


PRICES FROM

£39.20

ANNUAL OR MONTHLY PAYMENT


Tools damaged or stolen from your vehicle - Without tools, builders may not be able to carry out their job and as a consequence income may be affected. Tools in transit insurance is ideal for tradesmen who regularly carry tools in their vehicle, as this insurance covers the cost of repair or replacement.

FIND OUT MORE


Other Building Contractor Insurances

Legal risks, health & safety prosecutions and jury service - As a self-employed builder you may encounter a number of legal risks. These may be health & safety risks or debt recovery.

With legal expenses insurance in place you can get the defence you need without worrying about the cost. If you are called for Jury Service this insurance will cover your loss of income.

An enquiry into your tax affairs - This can happen at any time, especially as HMRC now has ‘Connect’, software to easily cross-reference various government databases. The purpose of Connect is to highlight any income inconsistencies which is often cause by undeclared income.  Whilst your business may have done nothing wrong, this does not stop HMRC from enquiring into your tax affairs. Tax enquiry insurance is able to cover accountants’ fees. You can also have an expert to defend your case.

 

GET QUOTE

Tradesmen We Cover

Building Contractors

Building Contractors

Building Contractors

Installers, fitters & gardeners

Building Contractors

Electrical contractors

Ready for a Quote?

TALK TO AN EXPERT

Our team of experts are available to talk to Mon-Fri 08.30-17.30 and Sat 10.00-14.00

online chat

Our team are online during office hours. Send a message if you have a query.

call

Call our team of experts during the office hours noted above.

Form

No problem. Fill in our quick form and let us know when’s a good time for you.

0 product(s)
Total: £0.00
including IPT @ 12%