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Is courier insurance a legal requirement?

Is courier insurance a legal requirement?

Rhino Trade Insurance 04 November 2022

The time of the courier is here! With the explosion in online shopping, tech companies like Amazon, eBay and others dominating customers' spending habits, and the gig economy in full swing, the time to work as a courier couldn't be better! 

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What not to do in an Indemnity Insurance Claim
What not to do in an Indemnity Insurance Claim

Rhino Trade Insurance 28 October 2022

Congratulations, you've got yourself a solid Professional Indemnity Insurance policy and your business is protected should something go wrong! Let's hope that you don't need to make a claim on it anytime soon. 

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What to watch this Autumn!
What to watch this Autumn!

Rhino Trade Insurance 30 September 2022

It’s time to do another special Rhino Trade Insurance post and share with you what the office has been watching over the past month. We get it. Tradespeople don’t want to always just hear about Public Liability Insurance. So don’t worry. We have your back in more ways than one.

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Is Employers Liability the same as Workers Compensation?
Is Employers Liability the same as Workers Compensation?

Rhino Trade Insurance 28 September 2022

Today we are discussing the difference between Employers' Liability Insurance and Workers' Compensation. Are they the same thing? What are the differences? Is this just American vs British slang? Find out more now. 

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A Guide to Gas Fitter Insurance
A Guide to Gas Fitter Insurance

Rhino Trade Insurance 26 September 2022

Working with gas is an extremely dangerous trade, a list as long as your arm of things could go seriously wrong if the proper checks and balances aren't taken. In the UK, we assist thousands of Gas Fitters with their insurance, whether it's public liability, protecting their tools or their income in case they need time off. Whatever you need, we are here! 

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What is the difference between Personal and Public Liability Insurance?
What is the difference between Personal and Public Liability Insurance?

Rhino Trade Insurance 23 September 2022

One common mix-up in the trade insurance industry is whether you need Public Liability Insurance or Personal Liability Insurance. Let us explain the difference and help you with which cover you need for your business. 

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A Guide to Builders Insurance
A Guide to Builders Insurance

Rhino Trade Insurance 19 September 2022

Do you work in the construction industry, building beautiful structures, laying foundations and designing bespoke brickwork designs? Then this builder insurance guide is for you! The team at Rhino have come up with everything you need to know regarding getting yourself and your business insured. 

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A Guide to Handyman Insurance
A Guide to Handyman Insurance

Rhino Trade Insurance 16 September 2022

Handymen and women all over the UK have slowly but surely been finding their work rising in demand. With figures showing a skills shortage in almost all trades, it is no surprise that your services are wanted far and wide. 

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A Guide to Joiner Insurance
A Guide to Joiner Insurance

Rhino Trade Insurance 12 September 2022

For those who spend their days repairing wooden structures, erecting staircases, shaping timber into floorboards, window frames and fitted furniture, then having the correct Joiner Insurance is imperative! 

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A Guide to Tiler Insurance
A Guide to Tiler Insurance

Rhino Trade Insurance 11 September 2022

If you run a tiling business, you'll be fully aware of the risks involved. You could be putting out fires from an employee inhaling dust and becoming ill, a customer cutting themselves on a loose tile or rescheduling work due to a tool robbery. 

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The difference between a carpenter and a joiner?
The difference between a carpenter and a joiner?

Rhino Trade Insurance 05 September 2022

For those who spend their days repairing wooden structures, erecting staircases, shaping timber into floorboards, window frames and fitted furniture, then having the correct Joiner Insurance is imperative!

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Why Do Builders Need Liability Insurance?
Why Do Builders Need Liability Insurance?

Rhino Trade Insurance 02 September 2022

For any builders who work in the construction industry, on a daily basis, you will find yourself open to risks, hazards and dangers that could result in significant compensation claims. The very nature of the job you do means that you or anyone you come into contact with (be it members of the public or employees of suppliers) could be in danger of injury, damage or even death.

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Reasons why Tradesman should go online
Reasons why Tradesman should go online

Rhino Trade Insurance 29 August 2022

Just because you spend your days using your hands, building walls, laying foundations, fitting kitchens or whatever your trade business takes care of doesn't mean you shouldn't be online!

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How to Recover your Tools If They Are Stolen?
How to Recover your Tools If They Are Stolen?

Rhino Trade Insurance 22 August 2022

You may have seen us sharing data from police forces on our social media channels regarding the rise in tool theft. It's been found that by the year 2030, van break-ins will have surpassed 20,000 a year, and on average, 66% of these break-ins include tools being stolen.  That's why it's worth spending a small part of your week preparing in case you are targeted by thieves. Here we'll discuss what you can do and why you should consider Tools I...

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Top Apps and Websites for Tradesmen
Top Apps and Websites for Tradesmen

Rhino Trade Insurance 19 August 2022

On a trade site near you, there's a local plumber using their iPad to finalise a quote. Over the road, you will see a fencing contractor taking payment through an app on their phone, and in a local cafe, there's a builder offering design advice through a Zoom call.  The point? The world is genuinely connected via technology, and the trades aren't exempt from that. So what are the best apps available to tradespeople, in our opinion, of course?...

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How to Market yourself as a Tradesman
How to Market yourself as a Tradesman

Rhino Trade Insurance 17 August 2022

Opportunity knocks and every interaction you make can be damning! That's why when making a first impression as a tradesperson, you need to stick in the customer's head and encourage them to choose you for the job. Here are a few tips on marketing yourself online and in person to gain more clients and present yourself as a top-quality, professional tradesman or woman.  

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What is the Construction Industry Scheme (CIS)?
What is the Construction Industry Scheme (CIS)?

Rhino Trade Insurance 15 August 2022

The Construction Industry Scheme (CIS) is a UK programme published by the HM Revenue and Customs (HMRC). It has been issued for those in the trade industry who are either main contractors or subcontractors - two critical distinctions we will discuss throughout this post. 

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A Guide on how to be a Self-Employed Tradesman
A Guide on how to be a Self-Employed Tradesman

Rhino Trade Insurance 08 August 2022

So it's time to go it alone. You may have spent a few years learning your trade, shadowing a time-served tradesman or woman, and now you're ready for new pastures. Maybe you wanted to spend a few extra years after completing your trade apprenticeship to save for your own business. If that time is now, we have a handy guide to help any potential self-employed tradespeople looking to start a business.

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A Guide to Tradesman Insurance
A Guide to Tradesman Insurance

Rhino Trade Insurance 01 August 2022

Whether you lay bricks, fix people's guttering, rewire a house or lay a new patio, Rhino Trade Insurance is here to assist you in finding the best trade insurance for your business. In an industry rife with hazards and danger, it's best to have a good idea of your tradesman insurance policy should anything untoward happen on-site; you are covered financially. 

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Choosing The Right Employers Liability Insurance Limits
Choosing The Right Employers Liability Insurance Limits

Rhino Trade Insurance 29 July 2022

The team here at Rhino have worked with tradesmen and women for years. We understand your day-to-day life and want to make it easier for you by having trade insurance as one less thing to worry about. Let's take a look at Employers' Liability Insurance and why you need it if you have any staff members. 

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