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Employers’ Liability Insurance and your Certificate
Most businesses don't understand the importance of this policy and why displaying your documentation is a legal necessity. Ensuring the livelihood of your business and your employees is of the utmost importance. Let's explore what you need to know about Employers' Liability Insurance and why showing your certificate is vital.
What to consider when starting a Plumbing Business
Setting up your own Plumbing company can be the most exciting and daunting times of your career. Where do you start? What needs to be done? How do you know if you have covered all bases? Don't worry; the team at Rhino has you covered.
Tips for Maintaining a Healthy Work-Life Balance when you’re Self-Employed
A decent work-life balance is a sought-after thing - yet it's not generally that simple to accomplish. Work and professions have a propensity for impeding our own time and lives, particularly if you run your own trade business or spend your days working 9-5 for a larger company.
How apprenticeships work across the UK
Imagine the scene, you have trained hard to achieve your qualifications in a trade. You've spent a few years on the job, built up your own business, and now the industry is booming. Perhaps it's time to consider taking on an apprentice to train, help with the workload and support the future of the trade sector.
What is the difference between employers’ & public liability insurance?
There’s more than one kind of insurance that self-employed people need to run a successful small business. The different insurance types can get confusing, especially when they sound similar.
What does a Handyman or Woman do?
We have you sorted for those among us who have a list of jobs that need doing around the house. Have you ever considered getting a Handyman or woman in to sort those minor tasks for you?
How do I protect my business from potential liability?
Let's imagine you're a fully-fledged, time-served tradesman or woman who is ready to launch their business. This moment comes with various points you must be aware of. Getting your set-up and organisation right is vital, and ensuring you know all about regulations, the law and legislation will see you have your back covered.
The most common causes of tradesmen insurance claims
Who likes dwelling on what could go wrong? Not us. But if you’re going to spend your working life as a self-employed tradesperson, you can’t hide from the risks involved.
Understanding supply chain issues affecting the trade industry
Understanding the global supply chain disruptions can help small businesses grasp why material prices have skyrocketed and become hard to come by in the past few years. If a trade business cannot maintain a stock inventory or pop to a local builders merchant to pick up some supplies, their company can suffer financially.
Where do tradesmen names come from?
We’re a curious bunch at Rhino HQ, and sometimes you’ll find us pondering the big questions. Such as, why is a butcher called a butcher? Why are so many British surnames also the names of historical trades?
What to Consider when Hiring a Subcontractor
Rhino Trade Insurance is here to explain the pros and cons of hiring subcontractors and what you should expect when exploring whether to hire them or not. We have a variety of trade related articles on our blog, so once you've finished this, consider browsing the rest.
How to Handle Price Negotiations: A Tradesman’s Guide
Life is loaded with business exchanges, customer interactions and more, from high-stake contract negotiations with councils and suppliers to day-to-day price discussions with local customers. The good news today is that you can gain valuable skills in the art of negotiation, from how to better effectively communicate your product and your offering to how to price the job and not cave on a reduction.
What you need to know about EV Chargers
Electric Vehicle chargers, or EV for short, are quickly becoming popular in homes and workplaces due to UK citizens moving towards electric cars. Additionally, the government has set strong EV targets, so we wanted to explore the costs involved and what to expect from an EV charger installation.
How long do tradesmen insurance policies last?
So, you want to take out insurance to protect your business. Well done, it’s one of the smartest decisions you can make as a self-employed tradesperson.
Heat Pump training for boiler engineers with OFTEC
We recently published an article showing why it may be time for heating engineers in the UK to consider future-proofing their businesses and training in heat pump technologies. Today, the Rhino Trade Insurance team is here to share the latest news from OFTEC, which has launched a new scheme with heavily discounted training for heating professionals.
How to Stay Motivated as a Self-Employed Tradesperson
Times are uncertain, and managing your trade business is becoming increasingly complex and time-consuming. With the changes in the industry over the past three years, the new normal has affected various areas of our professional and personal lives.
Can I get insured before I register my business?
If you’re just starting out in the world of business, congratulations. The road ahead might be tough at times, but you’ll reap so many benefits along the way.
Staying safe whilst working at height
Falling from height is one of the top risks plaguing the trade industry. It is, without doubt, a leading cause of accidents and injuries on a building site. Of the 59,000 tradespeople who were injured on-site in 2021 (many from falls from height), 39% needed, on average, three days off, whilst 26% were off for more than a week.
Boosting your business with a trade association membership
Trade industry associations offer a variety of benefits for hardworking tradesmen and women in the UK. They can provide useful networking opportunities, industry insight and key developments, legislations, regulations and best practices from your chosen area of work.
Do I still need small business insurance if I work from home?
Running a small business from home is the dream for many of us. And it’s easy to see why. Being the boss of a home-based business brings you freedom, control and, if everything goes to plan, plenty of cash.
