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BRICKLAYERS INSURANCE

Any bricklaying business large or small runs the risk of accident of injury, so protecting your business with the correct cover is essential. Rhino Trade Insurance offers an entire suite of bricklayer’s insurance that benefit thousands of trades people up and down the country. Our insurance for bricklayers ranges from public liability insurance, accident and sickness insurance, and tools cover.

All our bricklayer’s insurance policies can be purchased via our online shop and customers can get quotes easily within 60 seconds. And, if you’d prefer to speak to a member of the Rhino team, then our telephone lines are open 5 days a week to our UK based team of insurance experts.

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WHAT IS BRICKLAYERS INSURANCE?

Bricklayers insurance is specialised coverage that protects bricklayers from financial risks and liabilities, ensuring their tools, health, and business are safeguarded against unexpected mishaps on the job.

Bricklaying businesses encounter potential accidents and hazards on site each day, and it's important to ensure that your business has the correct insurance in place, giving you peace of mind that should something untoward happen you are protected.

Here at Rhino, we supply a range of products at competitive prices for builders and bricklayers which you can take out in a matter of minutes giving you peace of mind that you have that financial backstop in the unfortunate case of needing to make a claim.

  • Get custom-built bricklayers insurance quotes in seconds.
  • Protection for your business from claims.
  • Join thousands of bricklayers today who trust Rhino

Rhino's Take: Did you know that the average public liability claim at Rhino Trade Insurance is £11,250?

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What does Bricklayers insurance Cover? 

Rhino offer various insurance options, with differing levels of cover depending on your needs, to help protect your business.  

Whether you're looking for core business protection with public liability insurance, or you're looking for a more rounded suite of protection and want to add additional cover, we have the cover available for your business. 

Tools insurance for example is a valuable form of cover that protects your tools and is a great way of making sure that you will still be able to work if you're unfortunate enough to experience tools theft. Personal accident insurance will pay out a lump sum of cash if you're off work due to injury or illness. And tax enquiry insurance will help you should HMRC come knocking.

We understand that between the difficult jargon and insurance lingo it can be confusing to understand what insurance you really need, and it's important that when choosing your insurance that you take the time to consider the options available to you. Rhino offers various insurance options for your business, and are on hand to talk you through each should you need.

Below is a brief overview of the insurance options Rhino offers. To find out more click the links within or speak to one of our team. 

For self-employed bricklayers, public liability should be your first port of call. This cover shields bricklayers from costly claims if your work accidentally causes injury, property damage or accidental death to a third party or member of the public, allowing you to keep calm and carry on building with security. The benefits of this cover will allow you to work on larger building projects, bid for council contracts and ultimately fill your customers with confidence, knowing that should something go wrong, you have the means to put it right.

Bricklayers employers liability insurance is vital coverage that is also a legal requirement. It protects bricklaying businesses from financial loss if your employees suffer work-related injuries or illnesses, ensuring both the workers' well-being and the company's stability.

Bricklayers professional indemnity insurance safeguards bricklayers against claims of negligence or substandard work, protecting your reputation and finances when disputes arise over the quality of your craftsmanship.

Contractors all risks insurance offers comprehensive protection, covering everything from accidental damage to ongoing projects, issues around your plant and machinery and theft or loss of materials, ensuring bricklayers can tackle any construction project or site with confidence.

Tools insurance provides essential protection for bricklayers, covering the cost of replacing or repairing your tools and kit if they are stolen, lost, or damaged, ensuring that you can keep working without costly interruptions. Rhino's tools insurance even protects your equipment when stored in your vehicle overnight.

Tax enquiry insurance provides peace of mind by covering the costs of professional assistance and representation in the event of a tax audit or investigation from HMRC, helping you to navigate the complexities of tax disputes without personal or business financial strain.

Legal issues can crop up from time to time when running a trade business. Having legal expenses insurance covers the cost of legal advice and representation up to £50,000, ensuring bricklayers like you are protected against the financial burden of potential disputes or legal claims.

Personal accident insurance provides support in the form of a financial lump sum, ensuring peace of mind and allowing you to cover business expenses and lost income if a bricklayer is injured on the job and unable to work.

Income protection insurance ensures that bricklayers receive a steady monthly income (up to their chosen level of cover) if they're unable to work due to illness or injury, safeguarding their financial stability during recovery.

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bricklayer working on site

How much does bricklayers insurance cost?

Our team at Rhino Trade Insurance have created fantastic policies for bricklayers that are cost-effective and designed especially for those of you who work with bricks and mortar all day long. Our policies start at just £6.07 a month* and allow you to concentrate on your business rather than worrying about what might happen should something go wrong.

Rhino provides a range of options designed to safeguard your business. Whether you're working solo or managing a larger operation, the cost of your insurance will depend on the extent of cover you require, the scale of your business, and the specific risks related to your trade.

Every day, our brokers are talking to tradespeople all over the UK so why not give us a call to chat about your insurance options today? Call us on 0116 243 7904 or get a quote by clicking the button below.

*All prices are inclusive of IPT and monthly payments include direct debit administration fees.

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Why do I need bricklayers insurance?

No matter how experienced you are, accidents can happen on the job – especially in the bricklaying profession. Without the proper insurance in place, you or your company could be left to cover the costs and is essential for safeguarding your livelihood against unforeseen events.

As a dedicated trade insurance provider, we fundamentally understand the risks of your work. That's why we've spent our time coming up with the best possible insurance solutions for businesses like yours. Whatever your needs, the size of your business or the specific risks you wish to protect, we have a policy for you. Get a quick and easy quote by calling us on 0116 243 7904, or grab yourself a speedy quote online here.

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BRICKLAYERS PUBLIC LIABILITY INSURANCE

Public liability insurance for bricklayers is a very common form of bricklayer’s insurance and offers valuable cover to the policyholder in the event of a claim being made against them. Claims can occur due to accident, injury or third-party damage caused by the work that the insured person carries out. The policy itself provides cover if compensation needs to be paid due to accidental death or injury, and the insurance also covers potential damage made to a customer or client’s property.

See below some key information about bricklayer’s public liability cover:

  • Starts at just £72.80 for £1million cover.
  • Excess of £500 as standard on all claims.
  • Covers bricklaying at a height of 15 metres.
  • Covers bricklaying at a depth of 2 metres.
  • Free mid-term adjustments, no admin fees.
  • Interest free monthly payment options, no Direct Debit fees.
  • Can be purchased online or over the phone.
  • Employers Liability Insurance add on available.
  • Instant certificates and documentation.

Anyone operating as a bricklayer should consider public liability insurance for their business, and anyone who has employees should also consider adding employer’s liability insurance. Employers’ liability insurance is a legal requirement for any bricklaying business that employs anyone in addition to the primary policyholder and covers said policyholder in the event of injury claims being made by the employee.

If you ever need to make a claim on your bricklayer’s public liability insurance, then you can do so easily via the Rhino claims team. Claims in some cases can be highly costly, and in these cases, you will need to ensure that you have the right level of cover in place. Rhino Trade Insurance’s PL cover can be purchased via our online shop or over the phone at various levels of cover. We offer liability insurance for bricklayers at £1million cover, £2million and £5million. Increased cover levels are available upon request and all employer’s liability insurance policies come with £10million cover.

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All payments inclusive of IPT.