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GAS ENGINEERS INSURANCE
Here at Rhino Trade Insurance, we offer a range of insurance options for gas fitters and engineers. Our specialist cover can protect your business with the cover it needs, allowing you to work with the peace of mind knowing that should something go wrong, your business is covered.
There are a whole host of tradesman insurance policies that can benefit your business, with public liability insurance being your core cover. Rhino offer some of the most competitive rates in the industry, so why not grab a quote by clicking below.
WHAT IS GAS ENGINEERS & GAS FITTERS INSURANCE?
Gas Engineers and Gas Fitters Insurance covers you from potential risks, liabilities, and financial losses associated with your trade.
Operating as a gas fitter brings with it hazards and dangers unique to your profession, and working in a high-risk trade means having the correct insurance in place is paramount. Whether it's covering your business from on-site mishaps, protecting your tools from theft or covering yourself should you be unable to work, Rhino have the policies available to protect your business accordingly.
At Rhino Trade Insurance, we've tailored our insurances to be as simple and easy to understand as possible, whilst offering some of the most competitive rates available on the market.
- Get customised gas engineers and gas fitters insurance quotes in 60 seconds.
- Protect your business from claims
- Join thousands of professionals today who trust Rhino.
Note that you can retrieve quotes for your gas engineer & gas fitting business by selecting the trade ‘Plumbing & Heating’ or ‘Gas Fitter’ on our quote engine.
What does GAS ENGINEERS insurance cover?
Provides financial security against claims of property damage or personal injury caused by your work.
Protects your business against claims from your employees who suffer work-related injuries and illnesses.
Professional Indemnity Insurance for gas engineers and fitters provides cover in instances where your professional advice or designs cause your client financial loss. If, because of the work you have performed, you are held responsible, then professional indemnity insurance will provide the right cover for your gas engineers business. We understand that to work on boilers and central heating you must be fully qualified, but accidents can happen. We at Rhino urge anyone operating as a gas engineer to get you and your business covered.
Tools insurance covers the cost of repairing and replacing your tools or equipment if they are lost, stolen, or damaged (even when in transit to and from jobs).
Provides comprehensive coverage for any contract works you work on, plant and machinery theft, and protection for claims arising from your projects.
Protecting your income in the event of injury, death or sickness is one of the most important policies a gas engineer can take out for their business.
Being a self-employed professional means that you are reliant on your health and physical well being in order to earn a living and get paid. If you were unable to work as a result of an accident you had outside of the workplace or on a job means that you would not be getting paid until you are better.
Personal accident insurance exists to offer a lump sum payout and daily hospital benefit if an injury like this were to occur. The sickness insurance provides income protection cover, meaning that you will still be able to earn a wage in the event of long-term sickness or disease. The policies provide reassurance that your finances would not suffer as a result.
Provides a regular income replacement up to your chosen level of coverage if you are unable to work due to illness or injury.
Having legal expenses insurance in place means that you are covered against a range of legal risks and disputes. Legal insurance for gas engineers provides cover of up to £50,000 in the event of having to make a legal claim against a third party, or defending a legal claim made against your business. Rhino’s legal expenses insurance also provides cover for the policyholder in the event that they are called up for jury duty and experience a loss of earnings as a result. Handy!
As a self-employed professional working as a gas fitter & gas engineer, you are responsible for certain duties and responsibilities attributed to the running of your business. Whether you are operating as a limited company or a sole trader, paying the right amount of tax to HMRC is vital in ensuring that your business is compliant in the eyes of the Revenue. Rhino’s Tax Enquiry Insurance offers the policyholder defence and representation in the event of an HMRC investigation or enquiry into your business tax. HMRC can look at many aspects of your business, from the classification of sub-contractors to the submission of tax returns and having an insurance policy that covers any potential defence can prove invaluable.
WHY DO I NEED GAS ENGINEERS & GAS FITTERS INSURANCE?
All businesses require insurance in order to operate compliantly and safely in the knowledge that their business is covered. Self-employed tradespeople working on gas and central heating are no different, and as a result of the high-risk trade they are working in, should ensure that they have the right gas engineers and gas fitter’s insurance in place. Here at Rhino Trade Insurance, we have been working alongside gas fitters and heating engineers closely for years and have tailored insurances specifically designed for the trade. We offer insurance simply and easily at rates unbeaten across the market. Grab a quote by clicking the button below or give us a call on 0116 243 7904 to speak to our team of experts.
How much does it cost?
At Rhino Trade Insurance, we specialise in providing affordable and competitive insurance plans tailored specifically for gas engineers and gas fitters. Our public liability policies start from £24.17 a month* with our plans being designed to give you peace of mind, allowing you to focus on your day-to-day work without worrying about what might be around the corner.
Your trade insurance cost will depend on the coverage you choose, the size of your business, and the unique risks associated with your profession, whether you work independently or run a larger operation. Rest assured, we offer flexible and budget-friendly options to meet your needs. Protect your business easily by getting a quick quote from us by clicking the button below.
*All payments, inclusive of IPT and monthly payments, include direct debit administration fees.
Rhino's Take: Did you know that the average public liability claim at Rhino Trade Insurance is £11,250? Without insurance, it’d be the business that’d be footing the bill.
GAS ENGINEERS PUBLIC LIABILITY INSURANCE
Public Liability Insurance for gas engineers covers the professional who has taken out the policy if the work they undertake causes damage to a customer’s property, or the work results in accidental injury or death to a member of the public. An example of a public liability insurance claim for a gas engineer would be if during your work in a customer’s home, the customer was to fall over your toolkit, injuring themselves and holding you responsible. Having public liability insurance in place in these instances will provide the financial protection you need in order to pay any compensation required. Note that we can also offer employers liability insurance, which is a legal requirement for any business that has any employees.
TOOLS IN TRANSIT INSURANCE
Operating as a gas fitter & gas engineer means that you will use a range of expensive tools and equipment in order to carry out your work to a high standard. Keeping your tools safe is very important and ensuring that you have put the necessary precautions in place to prevent tools theft is of course vital. Insurance acts as a guaranteed way of easing the strain and pain businesses can feel as a result of tools theft and offers peace of mind that if the worst were to happen to your business, you would still be covered.
PREFERRED PARTNER OF GAS APP UK
Rhino Trade Insurance is proud to be the official insurance partner of Gas App UK. Gas App is one of the largest communities of Gas Fitters and Gas Engineers in the UK, offering support, information, and technology vital in running a successful business in the gas industry. Rhino has been recognised as one of the leading insurance providers in the UK for gas engineers and stands alongside Mira Showers, Ideal Heating and Wolseley as official partners of the app. Any tradesperson who is Gas Safe Registered can join the app for free and take advantage of literally thousands of benefits.
