Air Conditioning Installation is a tough grind, as any experienced tradesman or woman will tell you. As an expert in your trade, you should be weighing up your insurance options as spending your days positioning large air tubes, working at a customer's property and at height can all create a potential risk. You put a lot of effort into earning your keep, so don't gamble with your company's finances by avoiding insurance.
It's only natural for trade businesses to encounter a certain degree of risk. Knowing how and what to protect yourself against is paramount for your business. Having appropriate protection in place could navigate your business through a challenging period of your company's life span. Should something ever go wrong, trade insurance is instrumental to keeping your business afloat as opposed to having to shut up shop.
The importance of AIR CONDITIONING INSTALLERS INSURANCE
As a trusted tradesperson who instals air-conditioning systems, you will handle pricey materials, use equipment that could put you in danger and work in situations that can cause harm to you and those around you.
Because of this, having a fit-for-purpose trade insurance policy is a high priority. If you caused damage whilst fixing a unit, managed to injure a third party through your work or ended up injured on a job, you might need to stay off your feet for a few weeks. In these instances, you'd be glad to have the right cover in place.
Accidents and mishaps on-site could hurt you and your business, and may even end up in court. Under these circumstances, a thorough Air Conditioning Installers Insurance policy with Rhino will protect you.
Public Liability Insurance FOR AIR CONDITIONING INSTALLERS
At Rhino Trade Insurance, our insurance advisors who deal only with the trades have built exceptional cover options tailored to your requirements. Public Liability Insurance is not mandated in the UK, but it is usually a stipulation in various contracts and with this cover, you could experience further work and growth to your business. Without it, customers and potential business would rightly turn elsewhere.
To make things easy, our policy experts have designed quotes to fit your needs that can be purchased within minutes. Getting trade insurance should be a smooth process. Depending on your company's needs, you can get a quote from Rhino for cover ranging from £1 million to £5 million.
Public Liability Insurance is there for you when your back’s against the wall. It has been created to protect against accidental injury or death to your customers or members of the public and provide a safety net should you cause damage to property through your work. Your risk levels are generally higher in the trade industry than in other professions, and even the most astute tradesman or woman could find themselves in a difficult situation. That's another reason for having a quality insurance policy, as it provides protection financially should you need to make a claim.
Why Do I Need AIR CONDITIONING INSTALLERS INSURANCE?
You should consider insurance to safeguard yourself from various risks that could impact your business. These include the possibility of income loss due to injuries, accidents, and theft, as well as expensive legal fees and compensation due to an error. In addition to covering you for any damages that may occur, having the appropriate coverage can be one less thing to worry about, allowing you to remain focused on the job.
Rhino Trade Insurance provides various insurance options to meet the requirements of Air Conditioning installers. Some of the most popular additions to Public Liability include:
Employers Liability Insurance - If one or more of your employees gets hurt, causes an injury or incites damage on a job, your business will be covered.
Tool Insurance - This one is extremely popular for those who want to protect their beloved tools. It covers your work-related tools and equipment in the event of theft, damage, or loss - you are even covered overnight, subject to contract terms!
Personal Accident Insurance - If you get hurt at work and need time off, your income will soon dry up. This insurance ensures you will still get paid whilst you are resting and recuperating!
Professional Indemnity Insurance - This applies to any Air Conditioning Installer working on a project and providing professional design or advice for a fee. If something goes wrong on the project and costs your client money, you may be held responsible due to bad design advice.
On top of these policies, we provide a host of other valuable protections for your business.
How Much Does AIR CONDITIONING INSTALLERS INSURANCE COST?
No matter what discipline you work in, purchasing a bespoke insurance policy shouldn't rinse your finances. The team at Rhino always makes a conscious effort to keep our prices as low as possible, with some of our more popular policies costing up to 40% less than industry competitors.
We will consider a few factors to provide you with an accurate price. There are several things to anticipate: your company's turnover, claims history, the number of employees you have, and the amount of cover you need.
In just 60 seconds (seriously!), you can get a quote by entering your details into our handy online quote system. Take a look here at what other tradespeople think of our five-star service.
Why Choose Rhino for your AIR CONDITIONING INSTALLERS INSURANCE?
Rhino Trade Insurance prides itself on offering the best insurance for hardworking tradespeople in the UK. You can get protection for practically every aspect of your business at affordable prices. Through our quick and effective customer service, award-winning policies and seamless quote process, we've made your trade insurance journey as smooth as possible.
After speaking with tradesmen and women daily for years, we understand the need to make every policy fit for your specific trade. With that in mind, why not speak with a legit Rhino team member in our Leicester office now? Our number is 0116 243 7904 if you want to call them, or you can get a quick and pain-free quote via our online shop here.