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What is Gadget Insurance?

Mobile gadget insurance covers the cost of replacing or repairing your portable electronic devices where they are damaged, lost or break down. This single Policy can be used to insure all of your gadgets, giving you the protection you need in one place.

Mobile Insurance (Summary)

  • Insure all your gadgets in one place
  • Insure gadgets from a value of £500 up to £3,000
  • Monthly or annual payment options
  • Premiums starting at just £5 per month
  • Instant cover with documents immediately

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Nuts & Bolts

What Does Gadget Insurance Cover?  

You can cover gadgets up to a maximum value of £3,000 and a maximum number of claims in any Policy Period of two, in respect of the following:

  • Accidental damage – the cost of repairing or replacing your gadget if it is damaged as a result of an accident.
  • Mobile phone loss – the cost of replacing your mobile phone if you accidentally and unintentionally lose it.
  • Breakdown – if your gadget suffers electrical breakdown outside of the manufacturers guarantee period then the Policy will cover the cost of repair.
  • Liquid damage – the cost of replacing or repairing your gadget if it is damaged as a result of coming into contact with liquid.
  • Fraudulent call cover – if your mobile phone is accidentally lost or stolen and used fraudulently, then the policy will re-imburse costs incurred as a consequence up to £2,500.

Please refer to the Policy Wording for the full terms and conditions.

Tradesmen We Cover


Building Contractors

Builders Insurance

Building Contractors

Installers, fitters & gardeners

Building Contractors

Electrical contractors

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