For anybody who works as a Flooring Contractor, you'll know all too well that it's a challenging but rewarding trade. On a daily basis, you're leaving customers' homes with them feeling jubilant with their newly fitted out property. It's a demanding and skilled profession that relies on patience, planning and execution. Depending on the size of the job, you could find yourself on two or three jobs on any one day!
With all that said, we at Rhino Trade Insurance pride ourselves on offering some of the best trade insurance on the market, including Flooring Contractors Insurance. We have provided trade insurance to thousands of different tradesmen and women for many years and go from strength to strength with our policies.
Insurance is an essential commodity for any self-employed tradesperson or business. Whether you spend your days laying carpets, installing stair runners, putting down tiles or all of the above, you are best served to have some form of trade insurance in your back pocket.
All it takes is one fine slip (excuse the pun), and you could be on your knees financially if you don't have the right insurance in place and something goes wrong on the job. Ensuring that your business is covered gives you added peace of mind knowing that you will be protected from any compensation claim should anything go south.
At Rhino Trade Insurance, we offer a wide range of trade insurance policies for Flooring Contractors. We have insured all different trades and come up with the best possible cover for your flooring business, so read on to see what you could insure yourself for now.
Public Liability Insurance for FLOORING CONTRACTORS
Here at Rhino Trade Insurance, without doubt, our most common insurance protection is Public Liability Insurance for your Flooring Contractor business. To paint a picture for you, this is the groundwork, the levelling of the surface, the underlay, the primary prep before you start any job. It provides the foundations for any other tradesman insurance policies that you can then build on.
Public Liability Insurance isn't a legal requirement. However, you are taking a massive gamble without it. Various trade bodies, local businesses, councils and even customers will ask you for proof of Public Liability Insurance before hiring you for a job or partnering with you. This type of protection covers you if you damage a customer's property, injure them, or cause accidental death due to your work. What's more, it also covers third parties, so if you have a unit and people visit you, you are covered if something goes wrong.
Our Public Liability Insurance for Flooring Contracts has many benefits for taking out cover, but the cherry on the cake? Prices start at just £6.07 a month (we are, on average, 40% cheaper than most industry competitors), and we can offer you cover from £1 million up to £5 million.
Insurance is essential for any trade business; should something go wrong, it could be the difference between staying afloat and going under. As a Flooring Contractor, you will want to be in and out as quickly as possible, providing the best possible service. At the same time, you have a responsibility to take care of the customer and their property, so working in a safe and compliant manner is imperative.
Here are all of the other types of insurance that would benefit you as a Flooring Contractor:
Should you inflict any damage to a property, injure a customer or cause accidental death, whether it's you or a member of your team - We have Public Liability Insurance and Employers' Liability Insurance.
As part of your business offering, if you give clients designs, advice or drawings for work to be undertaken, you may be liable if something goes wrong - Professional Indemnity Insurance will cover your back in that instance.
If you need to buy or hire plant or machinery, or you want to protect the contract value of a job - Contractors' All Risks Insurance is the one for you in that case.
If you need some legal cover due to a claim made against your business - Legal Expenses Insurance will protect you in that scenario.
Carrying a lot of expensive tools to fit that flooring? - Tools in Transit Insurance will protect them if they are lost, stolen or damaged (a popular one among tradespeople).
Everyone has a gadget for this, that and the other these days - Gadget & Mobile Phone Insurance will keep you covered should one of them go walkabout.
Got a knock on the door, and it's the Taxman? Tax Enquiry Insurance will stop you from having any sleepless nights.
Injured or sick but still want to get paid? - Personal Accident & Sickness Insurance is your safety net.
You can find out about Professional Indemnity Insurance and all of our popular cover options by checking out this page. Have you got any questions? Give us a bell on 0116 243 7904.
How Much Does FLOORING CONTRACTORS Insurance Cost?
A handful of ingredients go into the cake that is us measuring the cost of your insurance policy. We need to understand the level of risk your trade encompasses.
To better understand what it is, we lookout for or what you will need to prepare to answer are: What trade you work in, what your turnover is, how many staff members you have, among a few other smaller details.
With this information, we will be able to give you a pinpoint price and provide the correct level of cover you will need. Don't worry though, trade insurance shouldn't cost the earth, and as we said above, we are on average 40% cheaper than our closest competitors.
Why Choose Rhino for your FLOORING CONTRACTORS Insurance?
If you have made it this far, excellent, you deserve a beer after that effort! If all of the above hasn't swayed you, then maybe this will. Rhino offers specialist liability insurance for Flooring Contractors via our simple-to-use online shop, or you can easily take out cover via our UK based telephone staff. (we are based in leafy Leicester).
Don't bother having your time taken up by dudes with strange moustaches or meerkats. Get in touch with Rhino Trade Insurance, and let us handle your policies now.
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