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JOINERS INSURANCE

On a day to day basis, joiners across the UK work on a variety of jobs that run the risk of accident or injury. It's a skilled trade and one that requires a precise finish! That's why, here at Rhino, we encourage all joiners to take advantage of our joiners insurance policy. Whether you operate as a small or large business, we have the right cover you need! Wondering whether you need insurance? What options of coverage there are for you? Will it cost the earth, and who do our policies cover? Keep reading to find the answers you are looking for! 

PUBLIC LIABILITY INSURANCE FOR JOINERS

Rhino offers several different insurances for joiners; our most sought after and most valuable is public liability insurance. You can rest assured knowing that our Public Liability policy for joiners provides that all-important protection in a trade rife with hazards and risks to both tradesman and customer. Tradesmen need cover, and Public Liability protects against claims stemming from injury or accidental death caused by your work to members of the public. Whether this is your customer, client, or passer-by, you will be liable to pay compensation if your job causes injury or death to someone else. So joiners insurance is a vital commodity!

  • Starts at just £72.80 for £1million cover.
  • Three core levels of cover for Public Liability Insurance: £1million, £2million and £5million
  • Excess of £500 as standard on all claims.
  • Free mid-term adjustments, no admin fees.
  • Interest-free monthly payment options, no Direct Debit fees.
  • It can be purchased online or over the phone.
  • Employers Liability Insurance add-on available.
  • Instant certificates and documentation.

Rhino's public liability insurance for joiners also provides cover in both commercial and domestic environments, meaning that unless you are operating in a highly hazardous location, the chances are that you will be covered. It would be best to remember that claims against your joiners insurance can be substantial; therefore, having the proper level of protection in place is essential to ensure that you would still be covered should the worst happen.

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WHAT IS JOINERS INSURANCE?

Joiners insurance is vital to any qualified joiner. Since the dawn of time, any trade that requires qualification to carry out the job in hand means that there will always be an element of risk attached. As long as you're aware of the level of cover your joinery business needs, have peace of mind and focus on the serious stuff - working your trade whilst leaving us to take care of all the boring stuff!

Rhino offers the following insurance policies that are relevant to joiners.

  • Public & Employers Liability Insurance
  • Professional Indemnity Insurance
  • Legal Expenses Insurance
  • Tools in Transit Insurance
  • Gadget & Mobile Phone Insurance
  • Tax Enquiry Insurance
  • Personal Accident & Sickness Insurance

If this is all a little confusing, call one of our insurance experts and have a no-obligation chat about which insurance policy is best for you. We only want what's best for you and understand your cover is vital should you ever need to make a claim.

DO I NEED JOINERS PUBLIC LIABILITY INSURANCE?

No matter what size your business is, Rhino's public liability insurance covers up to 7 employees through our unique quote engine and even more upon referral. Meaning that Rhino will still have you covered if you take on sub-contractors, employees, or have additional working directors. Another advantage is our offering of Employers Liability Insurance at £10million cover for joiners. 

If you are a joiner looking to purchase insurance from Rhino, you can easily via our online insurance shop and get quotes within 30 seconds. Complete set up of your insurance takes 5 – 10 minutes, and you will receive policy certification and documentation immediately following purchase. Policy documentation will be emailed to you as well as hosted within your online account here at Rhino. Learn more about what public liability insurance covers here.

Frankly, we don't want to tell you what to do, but any tradesman without insurance is taking a huge gamble! If you want to sleep easy at night knowing that your business is financially covered in the unfortunate event of a claim being made against, then get covered! Rhino Trade Insurance has worked with thousands of joiners across the UK and understands the requirements needed for having the proper coverage. We have worked our socks off to tailor the best insurance policies for joiners on the market, bar none! All whilst offering comprehensive cover at very competitive rates. Insurance is there for a reason, it's a necessary evil but makes absolute sense when considering the risks it poses by not having your business covered. 

Example Joiners Quote

A one man band joiners business with an annual turnover between £25,001 - £50,000

Public Liability
£2,000,000
Employers Liability
None
Tools Cover
£5,000

COST OF COVER

£18.03 /MONTH OR £216.36 /YEAR

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