According to figures released by the UK Health and Safety Executive, a variety of accidents and work-related injuries were recorded in the construction industry during 2021.
Rhino is here to offer protection against accidents and injuries on-site and highlight some of the leading proponents and what to look out for when working your trade.
Work-related injuries are defined as avoidable accidents that happen on-site and result in an injury to the tradesperson.
In 2021 alone, there were 59,000 cases of accidents in the trades. Some needed time off, and others didn't.
To avoid any worry or doubt, Rhino Trade Insurance offers Personal Accident Insurance that protects you in the event of an accident that keeps you off the tools. Making sure you are financially covered makes business sense, and this cover grants you a lump sum payment to protect your business costs and salary.
Work-related ill health is defined differently from work-related injuries. These are illnesses down to the work you do, not an accident. 78,000 construction workers reported suffering from work-related ill health in 2021. A staggering 53% was down to musculoskeletal disorders, which is significantly higher than all other industries. This includes:
People have accidents and get ill in the trades. It's only natural with the risks posed by the work you do. However, some accidents have consequences, such as needing time off, and for those who are self-employed, that can hit you straight in the back pocket.
Of the 59,000 tradespeople who suffered a non-fatal injury in 2021, 39% needed three or more days off work. That equates to just over 23,000 people. Similarly, 26% required seven or more days off the tools (which is just over 15,000 people).
It's worth pointing out that Rhino's Personal Accident Insurance also covers you even if you pick up an injury outside work. Play five-a-side once a week or rugby at the weekends? Our insurance covers you for injuries and bumps which keep you off work.
There is a running theme regarding accidents on-site and the injuries they cause. The top areas that people suffered from an accident included:
As a self-employed tradesman or woman in the UK, your best course of action is to have a fully comprehensive piece of insurance to protect you on a rainy day.
Rhino Trade Insurance excellent Public Liability Insurance tailored to individual trades, which you can then build upon with extra pieces of cover for your tools, accidents and more.
Please find out more by calling our lovely UK team on 0116 243 7904 or get a quick and easy quote here.
Today, let's dive into a topic that's often overlooked but crucial for those of you in the ductwork trade: insurance. Yep, you heard it right. We're talking about that safety net that could save your bacon when things go off script.
In the midst of all the hammering and sawing, have you ever stopped to think about securing your business? Specifically, Drainage Contractors Insurance?
If you make your living as an acoustic engineer, then listen up. Rhino are here to explain how our Acoustic Engineers Insurance can protect the financial interests of your business, help you attract new clients and stay within the regulatory boundaries of the industry – all at a low monthly cost.
Tell us your trade and get a tailored insurance quote for your business in seconds
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