Rhino Trade Insurance

MINI-BUDGET 2020

Is it possible to read a news article or blog post these days without seeing coronavirus mentioned? Evidently not. And whilst the effects of the virus are still very much with us, and we’re all still working out how to get used to the thing, there are reasons to be optimistic.

I mean, the football is on practically every day (winner) and whilst it’s admittedly unnerving listening to crowd noise pulled straight from the latest game of FIFA, what’s the alternative? I mean there’s only so many times you can willingly agree to watch your partners choice of boxset (and I know you’ve had to sit through The Crown).

GREEN HOMES GRANT

Back to work related matters though, and the Chancellor of the Exchequer, Rishi Sunak, has announced The Green Homes Grant.

The grant is set to give thousands of homeowners access to vouchers for energy saving home improvements up to the value of £5,000. The government will cover two thirds of the bill (up to the £5,000) and the final third will be paid by the homeowner.

Whether that’s for the installation of cavity wall insulation or cash towards a new boiler, it’s hoped that the grant will help create new jobs for tradesmen throughout the country.

If your work has dried up somewhat, there are a few things that you can do to help get you back to work. Have a read of our post here.

EAT OUT TO HELP OUT

Initially there was talk about £500 vouchers being made available for all adults to use on the high street. It sounded too good to be true and it unfortunately it proved to be just that.

So you can kiss the thought of Rishi pre-ordering you the PlayStation 5 goodbye, and if you just wanted to pop to the pub and buy a few rounds, well, you can still do but it’ll have to be with your own money!

What the government has introduced though is an ‘Eat Out To Help Out’ scheme in which on certain days throughout August you’ll be able to get 50% off your food bill up to the value of £10 per head at restaurants that have signed up to the scheme.

Not quite the free £500 that was touted but something to enjoy, nonetheless. I just hope it applies to Nandos…

How extreme heat is affecting the trades

Rhino Trade Insurance Monday, 17 August 2026

Nearly 60% of trades jobs have been derailed by the sizzling heat this summer – with more than a quarter of jobs scrapped altogether thanks to the extreme weather.

Why Do Electricians Need Professional Indemnity Insurance?

Rhino Trade Insurance Wednesday, 12 August 2026

Electricians who certify, design or advise on installations carry a risk that Public Liability Insurance doesn't touch: getting the advice wrong. This guide explains what Professional Indemnity Insurance covers, when electricians need it, and how it works alongside NAPIT and NICEIC accreditation.

Does Public Liability Insurance cover employees?

Rhino Trade Insurance Thursday, 6 August 2026

Yes, so long as you tell your insurer the number of employees who require cover. Public Liability Insurance covers your employees if they damage a third party's property or injure a member of the public while doing their job for you, but only if you've added them to your policy.