Rhino Trade Insurance

Guides

Insurance doesn't have to be complicated. We've put together a set of plain-English in-depth guides covering the topics that matters most to tradespeople. Whether you're trying to work out what you're legally required to have, figuring out what different covers actually do or just want to feel more confident before you buy, there's a guide below for you.

Public Liability Insurance Guide

A deep-dive into the cover most tradespeople need first. What it is, what it covers, how much it costs and whether you're legally required to have it in this straight-forward guide.

Employers Liability Insurance Guide

An in-depth guide to the one cover the law says you must have if you employ anyone. What it covers, who counts as an employee and what happens if you don't have it.

Professional Indemnity Insurance

The plain-English guide to covering the advice, designs and recommendations you give as part of your work. What Professional Indemnity Insurance covers, who needs it and how much it typically costs.

Tool Insurance Guide

A hands-on guide to protecting the tools that keep you working. What Tools Insurance covers, how claims work if your van gets broken into overnight and whether it's worth adding to your policy.

Legal Expenses Insurance Guide

Cut through the confusion on legal cover for your trade. Think unpaid invoices, property disputes, employment issues - this guide explains when Legal Expenses Insurance kicks in and what it actually pays for.

Personal Accident Insurance Guide

Get to grips with the cover that steps in when you can't work due to injury. How Personal Accident Insurance works, what it pays out and why sole traders often need it most.

Income Protection Insurance Guide

All the answers on keeping money coming in when illness or injury puts you out of action. How Income Protection Insurance works, how long it pays out and how it differs from Personal Accident cover.

Gadget Insurance Guide

The no-nonsense guide to covering the phones, tablets and tech you rely on every day. What Gadget Insurance covers, what the claims process looks like and whether it's worth adding to your policy.