If you spend your days rigging up a fancy home security system, installing alarms on business premises or planning out an eccentric safe system for a casino, you might want to get yourself some tradesman insurance in case something goes wrong. As an Alarm Installer, you will be undertaking various jobs at any given time.
Here at Rhino Trade Insurance, we pride ourselves on offering some of the best policy options on the market. Alarm Installers Insurance is just one of our offerings.
For anyone who is a self-employed tradesperson or professional, having the right insurance is an essential commodity to protect yourself and your business. It ensures that you are covered. It provides that overall peace of mind because (like so often) things can go wrong, and fortunately, you'd be protected financially.
At Rhino, we have developed a suite of insurance products relevant to Alarm Installers. Whatever you need, we'll most likely have a policy for you. If we don't, let us know, and we can see what we can do. But what exactly could you get your hands on?
Public Liability Insurance FOR ALARM INSTALLERS
As an expert in installing alarms, you'll most likely frequent a customer's home or third parties business premises. That's why having Public Liability Insurance is a vital piece of cover for you. It's the absolute basic package for anybody dealing with customers, members of the public or third parties.
In a nutshell, every tradesperson in the UK should hold valid Public Liability Insurance. It gives you cover for any damage you cause to a customer's home or property, whether you injure them while doing the job or when a third party visits your business premises.
Let's imagine you are working in a customer's home. They have commissioned you to kit out their new home with the fanciest security system. Whilst installing one of the central alarms on the front of the building, you accidentally drop a tool from a height which lands on the unsuspecting customer. A claim could and should probably be coming your way. Having Public Liability Insurance for Alarm Installers will help combat this situation. You'll rest easy knowing that we'll sort everything out regarding the claim.
But what are Rhino's main Public Liability Insurance points?
Rhino offers superb protection that starts at a mere £72.80 a year!
We can provide our business cover for £1 million, £2 million and £5 million.
You only need to pay a standard excess of £500 for any liability claim.
You can make interest-free, monthly payments if you wish.
You will be given your documents and certificates instantaneously via your online account. We'll also post them to you.
Honestly, having trade insurance is your safest bet when it comes to something going wrong because of your work. If you manage to have a claim made against you, you may have to stump up a lot of cash which could leave you in financial ruin. We don't want it to come to that, and we can provide some of the best coverage on the market, up to 40% cheaper than most industry competitors!
Another cracking reason to consider getting yourself insured as an Alarm Installer is that customers, trade associations and the local councils love seeing that big 'insured' sign slapped on your business header. If you are looking for more work and contracts with these types of clients, you will also need to have some level of cover as standard.
As previously mentioned, at Rhino, we have come up with some quality pieces of cover specifically aimed at Alarm Installers. Some of the best and most common include:
Professional Indemnity Insurance: As an Alarm Installer, you could provide design advice for third parties as part of your service. If this is the case and something goes wrong, you could be sued for compensation. This cover protects you from that!
Legal Expenses Insurance: Found yourself in hot water and need legal help to get you out of it? Our Legal Expenses Insurance does just the trick if your alarm bells are ringing.
Tools in Transit Insurance: Another popular policy for any tradesperson out there. Protecting your tools is imperative. You simply couldn't do your work without them, and this protects them from being stolen, damaged or lost.
Gadget & Mobile Phone Insurance: As a bit of a tech wizard, setting up people's security, you no doubt carry some tech gadgets with you. This insurance will protect in case they run amok.
Tax Enquiry Insurance: Oh no, the tax office is snooping, and you need some assistance. This one will provide all the help you need.
Personal Accident & Sickness Insurance: Got yourself sick or injured and can't work? Managed to fall off your ladder? Whatever it is, this type of protection guarantees an income if you have an extended time off work without pay due to injury or illness.
You can find out about all of our popular cover options by checking out this page. Have you got any questions? Give us a bell on 0116 243 7904.
Various factors go into how we calculate your quote. We want you to know that trade insurance shouldn't cost you the earth, which is why we consider ourselves one of the most (if not the most) competitive insurance companies around. We provide a quality bit of cover, with that trade industry humour and a cracking personality to match.
To better understand, we will take into account your turnover, the number of people you have employed, your trade and what level of protection you'd like.
With a sprinkling of final details, all of this will give us a good enough picture to provide a pinpoint quote. This is all to work out the amount of risk you'd be exposed to as an Alarm Installer.
Why Choose Rhino for your ALARM INSTALLERS Insurance?
If we haven't twisted your arm, then maybe our final points will. Just like your top-notch systems, our Alarm Installers Insurance provides you with that precise piece of security you need. We have extensive experience in this area and have provided thousands of trades with insurance up and down the UK.
Don't bother scrolling through all those comparison websites. Come directly to us and get a fantastic price straight away. Call us on 0116 243 7904 or get a quote online.
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