The Importance of Cleaning Insurance
Having cleaning insurance is essential to anyone cleaning or running a cleaning business in the UK. There are always risks attached, but as long as you're aware of the level of cover your cleaning business needs, you take care of the work, and we'll take care of your insurance.
Rhino offers the following cleaning insurance add-ons:
Some of the more popular additions listed above for cleaners include our Employers Liability Insurance, a legal requirement when employing staff. What's more, our Professional Indemnity insurance covers you from serious repercussions resulting from the loss of essential documents or data, for example, cleaning an office and losing their accounts or letters for the manager.
Cleaning Public Liability Insurance
Whilst we offer several different tradesman insurance policies for cleaners, Public Liability Insurance is the most valuable. It protects your business from claims and legal challenges that could be the difference between financial success and ruin - we seriously don't want to see you living the high life like Del and Rodney, only to come crashing back down to earth with a bang. This cost-effective policy is possibly the most significant insurance you may buy!
If, for example, after an evening of cleaning, you forget to secure the property in question, our Public Liability Insurance will cover you for any compensation sought (up to your chosen level of cover). Likewise, if somebody trips over a wire from your hoover, your business is covered.
Public Liability Insurance provides all-important protection in a trade full of hazards and risks to cleaners and customers. Although not legally needed, a cleaner's best bet is to get covered, as Public Liability Insurance shields you from any claims originating from injury or accidental death caused by your work to members of the public. Let's take a look at what you can expect from Rhino:
- Cover starts at just £72.80 for £1million cover.
- A standard excess of just £500 on all claims.
- Easy to set up, Interest-free monthly payment plans
- Purchase online or over the phone in less than a minute
- Cleaning Insurance add-on available.
Rhino's public liability insurance also provides cover in both commercial and domestic environments, meaning that unless you are scrubbing and washing in a dangerous location, chances are you're covered. Having the right level of protection in place is vital to ensure that you would still be protected should the worst happen.