Working in the flower and plant arranging industry is an intricate career. As an expert in your field, you should consider your options for insurance because working on location carries a particular risk. Don't put your company's finances in jeopardy. Get a comprehensive policy now to avoid unnecessary stress down the road.
Every flower and plant set-up carries risk, so your business needs to know how to guard against it. Rhino Trade Insurance is here to provide you with everything you need to have a reliable insurance document on hand in case of an emergency.
The importance of FLOWER & PLANT ARRANGERS INSURANCE
As a reliable craftsperson who puts together beautiful flower & plant arrangements, you will manage expensive 'one-off' materials that can easily get damaged. You will also utilise dangerous tools which could be a hazard to yourself and other people.
Having a trade insurance policy that meets your needs is vital to maintaining your business. You might, for instance, require time off due to an accident at a show you worked at. Alternatively, you might damage a venue's property when working on a job. In these situations and more, you can get insurance.
No matter how careful you are, anyone can make mistakes on the job. A well-thought-out Flower & Plant Arrangers Insurance policy from Rhino Trade Insurance will keep you safe from all these risks and more.
Public Liability Insurance for FLOWER & PLANT ARRANGERS
At Rhino, we aim to demystify your insurance policy as much as possible. Our team of insurance whizzes, alongside industry professionals, collaborated to create bespoke insurance quotes. We can deliver fully-customisable quotes that range in premium level. Depending on your business wants, you can unlock indemnity from £1 million, £2 million or £5 million.
Public Liability Insurance is the ideal safety net to have in case of an emergency. It was primarily created to guarantee your business's safety if you injure a customer or cause damage to a client's property. It even extends to accidental death should this unfortunate scenario ever arise.
Every day, businesses encounter a variety of risks, and even the most astute flower & plant aficionado can get things wrong. Because of this, it is vital for the day-to-day operation of your business to ensure that your finances are protected through a valuable insurance policy.
Insurance is a must when considering ways to strengthen your business's protections. It can be difficult enough to run a business with all the plates you have to juggle. But adding uncertainty to your everyday life without a quality insurance policy makes little sense. Having protection for times when things can go wrong is good practice. It could be disastrous for your business to operate without adequate insurance - no matter how deep your pockets are, taking on the cost of damages can run into the millions. Rhino has policies to cover everything, from being hurt on the job to causing damage to a customer's property and more.
Rhino Trade Insurance can provide flower and plant contractors with a wide range of insurance options to suit their requirements. Some of the most typical additions to a Public Liability policy are as follows:
Employers Liability Insurance - If you employ staff, this insurance will cover you in case one of them gets injured or causes any damage from the work you have set them.
Professional Indemnity Insurance - As a flower and plant guru, you will no doubt offer other businesses your industry expertise. If you supply information for a price and this ends up causing the main contractor to lose money, you may be held responsible, and this policy will cover your back in the event.
Personal Accident Insurance - Working for yourself brings various risks. The main one is what happens if you are injured or sick and can't work? This insurance protects against income loss from accidents and injury and even covers you outside work.
Tool Insurance - You may only use a handful of small tools for flower arranging; however, it's good practice to keep them safe. Protection for your tools allows you to cover them in case they are stolen, lost or damaged.
On top of these outstanding pieces of cover, you can add a variety of other protections to your policy. Find out more here.
How Much Does FLOWER & PLANT ARRANGERS INSURANCE COST?
Whether you arrange flowers at a wedding, sculpt zen gardens or run a small arranging shop, you shouldn't have to spend much money on a tailored insurance policy. The staff at Rhino constantly press to keep our prices low. Depending on your coverage, you can save up to 40% compared to other insurance suppliers!
We'll take a few things into account to give you an accurate price. These details will include: the number of people you have working for you, your financial turnover, what your claims history is, and what coverage you require.
By entering your information into our convenient online quote system, you can get a quote in just 60 seconds. By visiting this page, find out what other tradespeople have to say about our five-star service.
Why Choose Rhino for your FLOWER & PLANT ARRANGERS INSURANCE?
Rhino Trade Insurance offers the best insurance for the committed flower and plant designers of the UK. You can get protection for nearly every aspect of your business at cost-effective prices. So if you're a Monty Don-wannabe, your journey to instant protection couldn't be easier. Our policies are award-winning, and our valued customers come back year after year for insurance cover.
In light of this, why not get in touch with our team and get your business insurance sorted? You can reach us at 0116 243 7904 or head over to our quote engine, which has been created to give you a price in less than a minute.