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For anybody who operates as a Groundworker, we all know how vitally important your trade is and how hard you work. It requires various skills, strength and, above all, the ability to get your hands dirty. 

We at Rhino Trade Insurance have protected thousands of different tradesmen and women around the UK for years and have built up a solid reputation as the go-to place for trade insurance. Our policy experts have crafted a specific and affordable insurance package for ground workers. Let's see what you can get.

The importance of GROUNDWORKER insurance

Groundworkers provide a vital job in any construction project. You get the ball rolling by being one of the first trades on site and offer a diverse job with a variety of duties helping get the project off the ground. 

As this role requires the use of heavy machinery, and different tools, working with plenty of people, and is physically demanding. It's best to have a solid Groundworker Insurance policy in your back pocket. From diggers driving around the site, holes and trenches dug out all over the place, and whatever else, the risk posed to you can be high. 

Here at Rhino, our experts have taken all the best parts of your work and created a smashing insurance policy just for you. Don't worry about things going wrong on site. Having a policy with us can cover your back and save you from having sleepless nights should something go south.


Mug on wall after groundwork



Public Liability Insurance FOR GROUNDWORKERS

For anybody who works as a Groundworker, then having Public Liability Insurance holds real value for your trade. Not only will it appeal to potential contractors (positively affecting your bottom line), but it will protect you if something goes wrong. 

We live in a dangerous world, technology is advancing at lightning speed, and the tools we use on-site are becoming ever more powerful. That's why protecting yourself in case your cause damage or injury is imperative. 

Public Liability Insurance protects you if you somehow manage to damage a customer's property, injure them or a passer-by (public members), or cause accidental death due to your work. For as little as £6.07 a month, you will be covered in the event of a compensation claim. Without cover, you are taking a massive risk in your line of work. Here's why you should consider choosing Rhino Trade Insurance:

  • As we just mentioned, our prices are low. But you still get high-quality insurance for that amazing price! 
  • Whether you are digging holes, laying foundations or levelling the ground, our insurance protects you at whatever level you need, from £1 million to £5 million on request. 
  • Excess of £500. 
  • We also don't believe in daft admin fees, so if you change your mobile number or move home, we won't charge you. 
  • You can decide whether you want to pay up-front or via interest-free monthly payments. 
  • Finally, your policy docs and certificates will be emailed to you instantly as well as arriving in your online account when you sign up. Get them printed and stick them to your van, office wall or fridge.


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Why Do I Need GROUNDWORKER Insurance?

At Rhino, we have developed a full suite of insurance products that would benefit a Groundworker. Simply put, Public Liability Insurance is like what a groundworker works on. It's the foundation of all your other insurance options. Everything stems and grows from this one solid piece of cover. But what else can you protect yourself from?

  • Professional Indemnity Insurance: As a Groundworker, you may offer designs and advice on the best way to prepare the ground, lay foundations, and everything else before the work starts. If you offer this as a service and a customer's job goes wrong, they may claim loss of income due to your advice. This will protect you in that scenario. 
  • Contractors' All Risks Insurance: As somebody who works in the construction industry, you will no doubt have significant contracts and either own or hire plant/ machinery. Contractors' All Risks Insurance is the right option for you in this scenario and protects any plant/ machinery you own or hire and the project's contract value should something go wrong. 
  • Legal Expenses Insurance: This insurance option is there in case you have legal trouble and need help. We can offer you a defence, cover the cost of legal fees and provide general advice. This insurance is there to keep your mind at ease should a legal case present itself to your business. 
  • Personal Accident & Sickness Insurance: As a Groundworker, you no doubt run your own company or are self-employed. Do you ever worry about what would happen if you couldn't work due to an accident or sickness? This policy provides protection in the form of a lump sum to cover any salary or bills owed if you cannot work for an extended period of time.
  • Tax Enquiry Insurance: This insurance is there in case the dreaded tax man shows up. If you have issues with your tax and find yourself in trouble, this policy protects you with assistance when the tax office is chasing after you.


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How Much Does GROUNDWORKER Insurance Cost?

There are a variety of factors that go into building your Groundworker insurance policy. First and foremost, you should know that insurance shouldn't cost you the earth.

A couple of points to recognise is that we will want to understand what level of risk you possess. So we will ask what trade you work in, what type of work you undertake, what your business turnover is and a few other small pieces of information. 

From this, our technology will give you a competitive price for your policy. It's best to keep in mind that premiums will differ depending on what level of insurance your want or need.



Why Choose Rhino for your GROUNDWORKER Insurance?

So why should you consider taking your next Groundworker Insurance out with Rhino? Our team offers some cracking, quality and cost-effective insurance that is rated extremely high among our fellow tradespeople

Whatsmore, we have created a simple to navigate quote process that takes just 30 seconds to pump out your tailored price. An added bonus? Our prices are, on average, 40% cheaper than anywhere else. 

Get in touch with our team today on 0116 243 7904 or visit our website.

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