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Handyman Insurance for Self-Employed Tradespeople
Whether it's fixing someone's lights, putting up shelves, laying a patio or painting a staircase, having the right protection in place can be crucial for your business. Rhino's Handyman Insurance is designed to protect self-employed handymen and small businesses, from the every day dangers of running a business. Whether you're looking for Public Liability Insurance, Tools in Transit Insurance or Personal Accident Insurance, Rhino has the cover you need for your business.. Handymen and women all over the UK are currently doing jobs large and small, so it's best to join them and get the right Handyman Insurance for your business.
What is Handyman Business Insurance?
Handyman Insurance helps protect your business from the numerous pitfalls you face on a day-to-day basis. Whether you’re working on electrics, putting your carpentry skills to good use, changing a tap or painting a staircase, having the right protection in place can help ensure that your business is financially protected should the worst happen.
Why do I need self-employed Handyman Insurance?
Rhino’s Handyman Insurance is designed to help financially protect small businesses and self-employed handymen (and handywomen) should something untoward happen to their business. Not only does it help protect your business from potentially hefty compensation costs, legal fees and the cost of replacing your tools in the event that they’re stolen, it also helps show customers that you’re a trustworthy business. It offers them peace of mind that should something go wrong, they won’t be the ones left to deal with the fallout.
Helps protect your business from financial loss
Offers peace of mind to you and your customers
Often required for contracted work
Did you know? Over 75% of Rhino customers have insurance to give them peace of mind when working.
Handyman Public Liability Insurance
Public Liability Insurance helps protect your business should you cause damage to third-party property or cause injury, illness or even death to a member of the public as a result of your work. It helps financially protect your business from all matter of bumps and scrapes up to your chosen level of cover and is often considered a bread-and-butter policy for tradesmen and women alike. It is often required should you wish to take on contract works.
To find out more about Public Liability Insurance for Handymen, head here for a deep-dive.
How much does handyman insurance cost?
Handyman Public Liability Insurance starts at £8.49 per month for protection up to £1million, however this is the very base level of cover, and doesn’t factor in additional products (more on these below) or higher cover levels your business may need.
What insurance does a Handyman need?
There are various products that are relevant to you as a Handyman. The most obvious place to start is with Public Liability Insurance, protecting you if you damage a customer’s property or cause injury or illness to a member of the public as a result of your work. You are legally required to hold Employers’ Liability Insurance should you employ anyone, and you may wish to protect your tools from tool theft with our Tools In Transit Insurance. There’s also Personal Accident Insurance and Income Protection Insurance that you may wish to consider, enabling you to receive an income should you be forced off work. Gadget Insurance will protect things like your mobile phone and laptop too. So there are numerous products for you to consider. If you’re unsure exactly what your business needs, our team are on hand to help on 0116 243 7904.
Why choose Rhino to protect your Handyman business?
Here at Rhino, we pride ourselves on the hard work we put into making us the best insurance provider out there for tradespeople up and down the UK.
From great prices, five-star customer service and total protection for your business, be sure to know that it’s not just us telling you that we’re the best insurance provider around - the insurance industry is telling you the same - just take a look at our Insurance Times Specialist Broker 2022 and Marketing Campaign of the Year 2024 Awards here!
So whether you’re already a member of #TeamRhino, or your thinking of joining, you can be safe in the knowledge that you, and your business, are in safe hands.
Handyman Insurance FAQs
That depends on the policy you take out. But the standard excess for Public Liability Insurance is £500.
There are various factors that go into the cost of your premium, such as the turnover of your business, the number of staff you employ, the type of work you carry out plus the level of cover that your business needs.
There isn’t any difference between a Handyman and a Property Maintenance Contractor – they're two different names for the same trade.
