Why Do I Need PROPERTY MAINTENANCE engineer Insurance?
As a Property Maintenance specialist, insurance will shield you financially from any shocks that might affect your business. This could be due, among other things, to damages caused by you and your employees, injuries to yourself, your employees, or members of the public, stolen items, or not enough information being shared.
Your property maintenance insurance saves you from large payouts for legal fees or compensation in case of a costly error. Allowing you to keep calm and carry on with your work.
Rhino Trade Insurance offers the following kinds of insurance to Property Maintenance Engineers and their businesses:
Because it provides the essential protection you need if you cause damage, injury, or death to your customer or their property while you are at work, public liability insurance helps to protect your business.
If you have others working for you, you are liable for them during work hours. This cover shields the policyholder should an individual from your staff get harmed or cause harm while at work. Keep in mind that employers are lawfully required to carry this insurance in the United Kingdom.
Do you know of somebody who has had their tools stolen? Probably, you do! Sadly, nearly half of tradespeople experience tool theft at some point, and if your tools are stolen, having the appropriate insurance may be your only form of defence.
This insurance is needed by anyone working on a construction site. It includes the contract's value, in-house and hired machinery, employee equipment, and more.
Any professional's legal insurance covers the costs of defending and asserting a legal claim. It can cover everything from debt collection to property disputes if a policyholder ever needs to file a legal claim or go to court.
If an accident prevents you from working, our insurance covers you with a lump sum payment. Additionally, it provides a daily hospital benefit and covers a variety of potential accidents or injuries. Fundamentally helping to keep the doors open to your business.
Income protection insurance protects the policyholder if they are unable to work as a result of an injury or illness. We offer a variety of indemnity levels for our insurance, which can cover up to a year's worth of sick leave. This is extremely popular for those who work for themselves.
Because it safeguards you in the event that HMRC launches an investigation into your tax status, Tax Enquiry cover is extremely beneficial. Don't worry; let us handle your circumstances. Don't get a sweat on if the tax office comes knocking.
Your mobile phone and gadgets are imperative to the running of your business, so getting them insured isn’t something to be skipped over. Our cover provides replacements in the event of damage, loss, or theft.