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Mechanical Engineering is a crucial discipline requiring expertise and skills that many people lack. Engineers like you are what keep the nation running! With so much to worry about in your profession, you shouldn't have to worry about your finances worsening due to an insurance claim. Rhino Trade Insurance has supported the country's electricians, plumbers, joiners, builders, carpenters and many others across the country for years by working alongside thousands of tradespeople and providing valuable trade insurance.

We help you find the best trade insurance for your business, regardless of your industry. While we know that minimising damage is essential and that the safety of your customers and employees is of the utmost importance, we are also aware that accidents happen.

The Importance of MECHANICAL ENGINEER Insurance

At Rhino, we try to prepare our customers for the unexpected. One moment you'll be doing a regular job, and the next, you'll be trying to make up for a mistake made. For those in the trades, insurance is an essential commodity. Whether that person lays bricks, installs fencing, plumbs a bathroom, or engages in any other trade. Without the correct insurance, working every day is like playing with fire: there's always a chance of getting burned.

The Rhino team focuses on providing the UK's hardworking mechanical engineers with the best insurance coverage available. We have tailored our policies to work with your industry and business structure. Therefore, why take the risk when we have everything planned for you? Let's get into the specifics down below.


Mechanical engineers insurance


Public Liability Insurance FOR MECHANICAL ENGINEERS

With our vast experience of working in insurance, we know a thing or two about the policies that work best for your business. Public Liability Insurance is the most frequently requested type of coverage.

Public Liability Insurance will safeguard you if your business causes damage during its operations or if an injury is caused to a member of the public or customer due to the nature of your work. Even if you are the sharpest tool in the box, working in the trades involves many risks and dangers that come up almost every day.

Rhino Trade Insurance steps in when accidents occur in situations like these. We have specialist liability insurance available for mechanical engineers and many other professions - essentially, we cover the A-Z of trades. We have spent many caffeine-filled hours creating coverage for all kinds of engineers.

Here are a few more details of what you can expect from our Public Liability Insurance:

  • Low-cost insurance is available to pay monthly or annually
  • Coverage for £1 million, £2 million or £5 million
  • Standard low-cost excess for any liability claim that is not directly attributable to the utilisation of heat.
  • Simply contact us if you require changes or additions to your current policy. We won't charge any administrative fees to you.
  • For some, making monthly payments is the way to go. Take advantage of our monthly Direct Debit offer with no interest on all policies.
  • Buy online or over the phone and speak to a genuine person in the UK.
  • If you have employees, employers' liability insurance is a popular addition. Get £5 million in coverage for your company quickly and easily.
  • Through your online account, you can immediately access your certification and documentation. We'll even send it to you via email.


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Insurance is an essential part of your business. In the UK, being a self-employed mechanical engineer means taking care of yourself, your family, and your business. As a result, you must fulfil certain obligations before carrying out your work. One thing is ensuring that your craft is completed to a high standard, within budget, and on time; another is ensuring that you work safely and diligently throughout. Mechanical Engineer's Insurance is your lifeline if your company ever needs to make a claim.

Rhino provides a wide range of insurance policies to meet the requirements of any person working in engineering. There are many types of coverage, from your core liability policy to personal insurance like Accident and Sickness. We want to give you the protection you need, no matter what you need.

Take a look at our collection of insurance policies suited to your profession:

Public liability insurance is often referred to as "engineer's bread and butter" because it provides the essential protection you need if you cause damage, injury, or death to your customer or their property while at work.

If you have employees, you are responsible for them during work hours. This cover safeguards the policyholder should a member of staff get injured or become ill due to the work carried out for your business. It is essential to remember that employers in the United Kingdom are required by law to carry this insurance.

Any professional's legal cover is essential because it covers the costs of defending and making a legal claim. If a policyholder ever needs to file a legal claim, it can save them a lot of money in legal fees and cover everything from debt collection to property disputes.

Tax Enquiry cover is highly beneficial because it protects you if HMRC initiates an investigation into your tax status. Don't stress; let us take care of your situation.

Do you know anyone whose tools have been stolen? You probably do! Unfortunately, tool theft affects nearly half of tradespeople at some point, and if your van or tools are stolen, having the right insurance may be your only defence.

Our accident coverage provides a one-time payment if an injury or death prevents you from working. It also covers a variety of potential accidents or injuries and provides a daily hospital benefit.

In the event that a policyholder cannot work due to injury or illness, income protection insurance serves as valuable sickness insurance. Our cover can cover up to 12 months of sick leave and comes in various indemnity levels.

Anyone working on a construction site needs this insurance. It includes the value of your contract, in-plant and hired machinery, employee tools and effects, and more.


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How Much Does MECHANICAL ENGINEER Insurance Cost?

For Mechanical Engineer's insurance, there is no one-size-fits-all solution. We developed an easy-to-use online quote engine that provides you with a direct and final quote in seconds (yes, literally!) because insurance quotes can differ in various ways.

A quote includes the following elements:

  • What you do.
  • How much insurance do you want?
  • How big your business is, what tools you use for work.

All of these factors will determine your insurance price, but don't worry - your insurance shouldn't break the bank.

"Excellent service and value - Thank you!" Craig, C. - Rhino Customer.

It’s our priority to keep our insurance prices low for your business. Quotes will vary depending on the kind of business you run and the risks associated with the work you do. Just use our simple and quick quote system online or, even better, to call one of our lovely UK team members.


Why Choose Rhino for your MECHANICAL ENGINEER Insurance?

Rhino Trade Insurance has provided valuable protection to tradespeople and professionals like you for nearly two decades. We have 5-star reviews coming out of our ears online, proving that our customer service is unparalleled. We are entirely open and honest about our fees because of our cutting-edge technology, which allows customers to get instant quotes without having to give their information to us for marketing purposes. We've found our prices to be among the best, and we are the market leader in insurance for many common trades.

Therefore, "we're gonna make you an offer you can't refuse," as The Godfather puts it. Rhino Trade Insurance is waiting for your call if you are serious about finding a custom insurance policy for you or your business.

We are eager to hear from you!

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