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There are multiple ways that you can protect your company as a Refrigeration Engineer. Rhino Trade Insurance offers insurance options that can help policyholders in numerous situations. Depending on the scenario, they could have a substantial financial impact on your firm. Rhino provides customised insurance policies for refrigeration trade contractors and focuses solely on the trade industry.

All businesses carry risk. No matter whether you are a multi-national trade company or an everyday family-run business, you run the risk of something going wrong. Having security in place for you and your business not only makes sound business sense but can also mean the difference between a successful business and one that is financially unstable if something goes wrong.


Insurance isn't compulsory but a necessary part of running a business. Not only will it help shield your financial welfare, but it will also make others content when deciding to use your business or not. Take, for instance, a local council wanting to contract your firm to install a new system in one of its facilities. They wouldn't dream of doing business with a company that; a) is uninsured or, b) doesn’t have enough coverage. 

Having suitable insurance is generally a condition for commercial work. However, if you are working on a job that doesn't require a specific level of cover, don't accept this as the rule and avoid taking out insurance. You could be putting yourself and others at risk without it. There are dangers in your line of work, whether they affect you personally, your employees, or your customers. Essentially, without adequate insurance, you could be putting your business in jeopardy. Acquiring Refrigeration engineer's insurance may be more important than you might think. 







Public Liability Insurance is an insurance essential no matter how big or small your business is. Without it, you are putting yourself, your business, your customers and the public at risk. Public Liability Insurance will pay up to £5 million in damages to third-party property or the accidental death or injury of a public member that was a result of your work. Operating without acceptable security would pose a significant threat. It's for this reason that Rhino's user-friendly website and helpful customer service team offer competitive public liability insurance for refrigeration engineers.

Each of our policies is fully customisable to meet the requirements of our clients. Working solely within the trade industry for many years and speaking with professionals who use the policies daily has helped us comprehend the needs of each trade. As a result, we offer tailored protection at cost-effective premiums so that you can carry out your work and feel safe. Our policies cover Refrigeration Engineers for as little as £1 million, £2 million and £5 million - a considerable amount of risk to ignore!


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Regardless of the size of your business, operating without insurance is a huge risk and could cause you financial difficulty should an accident occur. Insurance was designed to protect you should the worst happen.

Because you work with industrial-sized refrigerators and freezers, you know better than anyone else that clients want a custom job doing. Rhino's approach to Refrigeration Engineers' Insurance is precisely the same. We ensure that every policy you buy is created with your business in mind and fit for your trade.

Rhino Trade Insurance aims to make selecting and purchasing business insurance as simple as possible. Since business insurance is necessary, you should have a broad policy that protects every situation. Do you want coverage that will pay you if you are too sick to work? What about steering clear of having your tools stolen? Whatever your business needs, Rhino offers protection against it and a lot more.

  • Employers' Liability Insurance: If a member of your staff causes harm, injury, or damage, you will be covered.
  • Tools in Transit Insurance: Refrigeration engineers are reliant on their tools for their work. Your equipment will be covered by this insurance if lost, stolen, or damaged.
  • Tax Enquiry Insurance: As a business manager, you will be in charge of your finances and taxes. We all have the potential to make a mistake and encounter difficulties with our taxes. You can rely on this insurance to get you through that.
  • Professional Indemnity Insurance: Refrigeration calls for careful preparation. If something goes wrong and your customer loses money, this policy will take care of the financials if you provide professional design or advice.
  • Personal Accident & Sickness Insurance: What would happen to a self-employed professional who became ill or injured and could not work? This insurance will cover your expenses if you cannot work or earn a living.
  • Legal Expenses Insurance: Do you require assistance with court costs, legal defence, or both? This insurance policy protects you.


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The price of your insurance shouldn't make you feel like you were taken for a ride! We work hard at Rhino to keep our prices as low as possible so that nobody has to pay a fortune. Your work will involve distinct risks that call for a thorough level of insurance, which we are more than capable of providing. You can take this insurance out in a matter of minutes at an affordable price.

We provide a price based on the trade's risks when tailoring a quote for you. We will need some basic information about your company's turnover and answers to a few small questions. Remember, limited companies that hire employees are legally required to have Employers' Liability Insurance.




You want to be protected by the best, and Rhino strives to provide you with the best cover at unbeatable prices. In the UK, thousands of tradespeople have purchased tailored insurance from Rhino and continue to use the company year after year. Have a quick scan of all the five-star ratings we receive from tradesmen and women on-site.

There are a host of great reasons to get insurance from us, including the fact that we are based in Leicester and have real character behind our brand. When getting a quote you won't have to enter every last detail about your business or your private life to get a quote. This is all thanks to our state-of-the-art technology. 

Let's not keep you any longer! For an instant quote, head to our website here or call 0116 243 7904 and speak to one of our lovely team members.


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