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SELF EMPLOYED CHEF INSURANCE
If you spend your days prepping food, writing menus and coming up with the next best recipe, then Rhino's Self-Employed Chef's Insurance might be the one for you. As someone who balances several dishes, loading your brain with plenty of ingredients and cooking styles, you want to make sure you have the proper protection in case something takes a turn for the worse.
Working as a chef is a stressful gig, so letting Rhino Trade Insurance take that burden off your shoulders is a real positive. We have scoured the market and understand there are various options for you to choose from. That's why we came up with our own chef tradesman insurance dish and packaged it all specifically for you.
The importance of SELF EMPLOYED CHEF insurance
Having some type of business insurance in place as a Chef makes absolute financial sense. Without it, you are leaving yourself, your livelihood and everything you worked for exposed to a claim. Whether you are prepping the best cakes in town or dosing the tastiest chicken with aromatic spices, you would be best served to consider your options when it comes to trade insurance and prepare for any possibility.
Public Liability Insurance FOR SELF EMPLOYED CHEFs
Sometimes accidents can and will happen, and your business may be liable to pay compensation. A client may have tripped or slipped whilst in your kitchen, causing them injury. Your storage containers could have fallen over and hurt a member of the public. Whatever issues you face whilst plying your art as a chef, Public Liability Insurance is there for your financial safety.
An insurance claim against your business could cost you a small fortune. But having Public Liability Insurance in place means that you or your business will not be responsible for paying out any resulting expenses. It essentially builds a defence around you and your business so that if you cause an accident, you are covered.
In the distressing situation of having to pay compensation, Rhino can offer you the following:
- Protection starts from a mere £72.80 a month for £1million cover.
- We can provide you with three core levels of insurance cover for Public Liability: Ranging from £1million, £2million and £5million
- A guaranteed maximum excess of £500 for any and all standard claims made.
- The ability to add to your policy free of charge or even just change a minor detail - admin fees suck!
- Take out your cover with our interest-free monthly payment option.
- Get your cover via our online quote form, or give one of the lovely team in Leicester a ring.
- Get all your docs and fancy certificates quicker than you can say 'Chef's Insurance'.
Why Do I Need SELF EMPLOYED CHEF Insurance?
Whether you are running a business with a full kitchen or acting as a self-employed chef taking on the world alone, Rhino Trade Insurance has all of the suitable types of coverage you need to be protected. From needing to insure any expensive Japanese Damascus Steel knives to legal cover in case, some rotten egg sues you. You can sleep easy with us fighting your corner.
You could be the coolest customer on the chopping block, but we are all humans, and things go wrong. We aren't trying to scare you, but imagine a bad day where you somehow injure a customer. You could be facing a heavy compensation claim. Sometimes claims can cost a fortune, and having insurance will see that you are financially protected in any such event.
Let's take a look at how Rhino can cover you as a Chef:
- Public Liability Insurance and/ or Employers' Liability Insurance - Manage to injure a customer or member of the public? Taking your kitchen on-site and causing some damage? This will cover you.
- Professional Indemnity Insurance - Are you advising as part of your work? Maybe offering menu or food ideas? Something goes wrong with this advice causing the client to lose business? You could be liable, so this one has your back.
- Legal Expenses Insurance - Just in case you need legal defence or help, this will be there for you.
- Tools in Transit Insurance - Storing expensive knives? Using a KitchenAid? Protect the tools you use for work from being lost, damaged or stolen with this cover.
- Tax Enquiry Insurance - No one likes paying tax, but if you have HMRC looking into your affairs, this policy will help you out.
- Personal Accident & Sickness Insurance - Find yourself sick or injured and can't get to work. Get paid when you can't work with this popular insurance option.
You can find out about all of our popular cover options by checking out this page. Have you got any questions? Give us a bell on 0116 243 7904.
How Much Does SELF EMPLOYED CHEF Insurance Cost?
Different policies and insurances will have various associated prices. We would need to understand from you what your turnover is, how many people you employ, do you have any tools or equipment to insure, what your actual trade is, and a few other minor details.
All of this is so that we can whip out our mixing bowl and bake you a lovely final price. We are, on average, 40% cheaper than some of our competitors and aim to make sure you have the correct amount of insurance - As sometimes, tradespeople come to us and are underinsured!
Why Choose Rhino for your SELF EMPLOYED CHEF Insurance?
At Rhino Trade Insurance, we have been protecting a variety of trade professionals for many years. We offer tailored insurance to all walks of life, from chefs to upholsterers and builders to cleaners. What's more, our team is made up of absolute legends of the game who have experience within the industry of over 20 years.
We focus on you, the professional and want to get you the right cover so that you don't need to worry. Also, at the best possible price! Need more information? Get a simple quote now via our online form or get in touch on 0116 243 7904.
