Call TALK TO AN EXPERT
Our team of experts are available to talk to Mon-Fri 08.30-17.30 and Sat 10.00-14.00
Subcontractor Insurance
As a bona fide subcontractor, the only thing better than finishing off the perfect job is knowing you're covered by your subcontractor insurance. Claims can arise unexpectedly from any work you do and for various reasons. So having the right coverage in place is core to helping you sleep easy at night. As a subcontractor skilled in multiple trades, you will be exposed to a higher level of danger, so let's look at the right policy you need!
PUBLIC LIABILITY INSURANCE FOR SUBCONTRACTORS
Public liability insurance for subcontractors is a must-have. It shields you and your business if your business causes injury, property damage or accidental death, among other things. With coverage available up to £5 million, with higher values possible upon request. We at Rhino trade have tailored our products to suit all tradesmen in the UK:
- Starts at just £72.80 for £1million cover.
- Three core levels of cover for Public Liability Insurance: £1million, £2million and £5million
- Excess of £500 as standard on all claims.
- Free mid-term adjustments, no admin fees.
- Interest-free monthly payment options, no Direct Debit fees.
- Can be purchased online or over the phone.
- Employers Liability Insurance add-on available.
- Instant certificates and documentation.
Moreover, a subcontractor will find that our public liability insurance covers commercial and domestic situations. So except for, say, building an enclosure for live lions in a zoo.. who are still in there, you're most likely a-okay!
Serious point: you must keep in mind that any claims against your liability insurance can be very high. Hence, having the most accurate level of cover is vital in guaranteeing that you will still be covered should the plot thicken and you have a claim made against you.
WHY DO YOU NEED SUBCONTRACTOR INSURANCE?
You will often find that when a general contractor approaches you to work on-site, they will need you as a subcontractor to have some kind of coverage, the most common being public liability insurance. So unless you want to get started on that new project, you will most likely need to take out a Tradesman insurance policy.
For example, if you are a subcontractor working for a main contractor carrying out work at height on a construction site. On-site, one of the employees, unexpectedly drops, which hits a passer-by. With subcontractor cover in place, the subcontractor in question will be covered for the imminent claim for compensation.
Rhino has worked hard with our partners and underwriters to craft the best insurance policies for subcontractors on the market, offering comprehensive cover at very competitive rates.
Get an Instant Quote
Tell us your trade and get a tailored insurance quote for your business in seconds
