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Do I Need Legal Expenses Insurance?

Rhino Trade Insurance 31 March 2021

No matter how many precautions you take, running a business can be unpredictable. At some point along the road, disputes may arise which could have costly consequences if you're not insured.

Disagreements with staff, suppliers, or clients can occur and could cost your business thousands of pounds in legal fees. In the circumstance that someone wants to make legal a claim against you, legal expenses insurance will protect your business from the cost of the dispute and provide access to critical advice. In the event you wish to make a claim against someone else, you'll also receive cover against legal costs and advice.

Legal expenses insurance differs from public liability and employers liability, providing additional protection for your business. Legal issues that require professional support or legal advice won't be usually be covered under the standard terms of other insurance policies. Legal expenses insurance gives you comprehensive cover, protecting you from a wide range of unexpected legal issues.

Unlike Employers' Liability, legal expenses insurance is not a legal requirement for your business. However, many people consider this type of insurance to be extremely important to ensure business continuity and give business owners peace of mind.

At Rhino, our legal expenses policy has been tailored to provide cover for people working in the trades. Our insurance will protect you from things like employment disputes, health & safety criminal prosecutions and property disputes. You'll receive up to £50K in cover and have direct access to a legal helpline, should you need it. Our policies are available instantly online and can be purchased in conjunction with other insurances on a monthly basis or paid annually. In the event you need to make a claim, our own in-house legal team will represent you, so you know you'll be in good hands.

If you'd like to know exactly what's included, check out our FAQs or call our team on 0116 243 7904.

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