Employers Liability Insurance covers you if you hire any employees and is applicable to both sole traders and limited companies. It also is a requirement if you hire subcontractors who don’t hold their own cover. Subbies that hold their own cover are referred to as ‘bona fide’ and will have their own levels of insurance in place.
We are definitely in a bullish market when it comes to people wanting to 'get back to good old-fashioned jobs' and become a tradesman. It's as popular as we've ever known it. What with a skills shortage, opportunities knocking, and a general want to get out into the world and work, different trades are flying at the moment. So we thought that we would give you a little overview on how to price the jobs you are quoting for in your respective tr...
Having Public Liability Insurance as a tradesperson in the UK is absolutely vital. Not only is it a major commodity for any trade business, it really puts the icing on the cake of presenting yourself as a fully professional tradie.
If you wonder whether being a tradie is for you or what the benefits include, you've come to the right place. In this day and age of the digital world, having a quality, skilled trade under your belt can help to forge a long and fruitful career. There are so many brilliant reasons why being a tradesman or woman is a good idea. Not only will you have a long career, but you'll also find:
Have you been thinking about whether or not you need Contractors All Risks Insurance as a tradesman or woman? Not sure what it covers, how much it costs, or where to start? This guide will answer all of your nagging questions. The team at Rhino Trade Insurance have an abundance of experience in this area and have tailormade policies for a variety of trades ready to be explained.
Going into business with your family may seem like an easy route and it can seem like an excuse to skip much of the paperwork that goes into running a business, but there are certain duties and responsibilities that business owners must adhere to even when employing members of their family that are often overlooked.
Trade Insurance can quickly become a minefield. Insurance jargon, terms and conditions and different levels of cover can all turn you off quite quickly. Let's look at the differences between Public Liability Insurance and Contractors All Risk Insurance and break these policies down into something more accessible and concise. What are both insurance policies for? What are the main differences? And do we really need just one or the other, or can...
Let's paint a little picture for you of what a Subcontractor is. The company is called Big Dave's Building Services, and the owner is one David Smith. Now Big Dave has a whole host of work going on and clients waiting in line for his services. He employs a couple of young lads to help manage the workload - They are with him full-time. Big Dave also needs the services of other trades for his projects. They are called Subcontractors, and once th...
If you are a UK based self-employed builder looking for trade insurance, then you have come to the right place. Rhino Trade Insurance are one of the best and most cost-effective trade insurers around and have been hard at work creating tailormade insurance policies for a whole manner of trades, including builders.
You might have heard about Public Liability Insurance before. You may even have taken out a policy in it but not understand what it is or what it covers. You might even be thinking, "it's insurance. Do I need to care about it?". We're here to share a short snippet on the importance of Public Liability Insurance for self-employed tradespeople. What is it? Do you need it? Will you get more clients with it? And much more.
The team at Rhino HQ have been inundated with requests for a full-scale, A-Z bible of all the insurances a self-employed tradesperson can get. What are they all? Are they needed? Are they useful for your line of work? All your questions will be answered below!
Here we are, back again with another helpful blog post. What’s on the agenda today? That all-important Personal Accident Insurance cover. What the heck is that we hear, you ask? Well, grab a brew and let’s explain what it is, what accidents it covers you from, why you need it and what level of cover you need.
The team at Rhino Trade Insurance are toasting to a new partner today - Band of Builders. Our feelings for this partnership are perfectly summed up by the great John Motson, "back of the net!"
In the fast, hustle-bustle business of contracting trade workers, you may be wondering what's the best way to find the best subcontractors. Do you look online, do you ring around your contacts, or do you go old-school and whip out the yellow pages?
Having the right level of Subcontractor Insurance in place is vital. Not only does it make sound business sense, but it also helps you sleep easy at night knowing you have a safety net in place. Even if the main contractor says they are sorting out all of the fine details, various liabilities may not be covered, so it's better to check before starting work on the job.
There are many reasons why a tradesman will need insurance cover. Whether it’s due to you having employees, working on a customers site or needing it because of those darn regulations, it always comes in handy at some point (especially if you have a claim made against you). Here at Rhino Trade Insurance, we have a vast catalogue of trade insurance options, all that can be tailored to your business practice and needs. That’s why you should cons...
Each trade is different. Different risks, different materials, different tools. But all tradespeople have something in common; without a solid trade insurance policy covering their back, they’re left extremely vulnerable.
As a self-employed plumber, you will understand the significance of a good day's work. Whether you're re-plumbing a bathroom, fitting new pipework or flushing out a water system, it's the minor details that make a job right. As you're running your own business, you'll understand the need for a quality plumbing insurance policy to be the glue between yourself, your work and your customers.
At Rhino Trade Insurance, we have designed tailormade policies for almost all trades. Whether you are a hardworking plumber, dedicated electrician or steadfast bricklayer, we have come up with the best levels of cover at the most affordable prices. But what insurance do you need? Is Public Liability Insurance compulsory? We answer all your questions in our blog below!
By reading this article, here's the challenge: in less time than it takes you to make a cup of tea, you'll know all there is to know about Public Liability Insurance.
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