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As a keen gardener, most likely forging your way in the business world, gardeners insurance is a vital element to a tradesman working on other people's properties or public spaces. Gardeners all over the UK are currently working hammers and tongs, so it's best to join them and get the right Gardeners Insurance for your business. It could help you stand out from the rest!


Working as a professional gardener can leave you open to potential claims being made against you and your business. The most common form of insurance for gardeners is Public Liability Insurance. This form of protection can be very effective in situations where your work causes damage to a client's property or injury to a client. Think of having Public Liability Cover as something similar to having a 'get out of jail free card' in that it will provide immediate financial protection in the unlikely event of a claim. The insurance protects you and your business so that you'll be covered against any damages or legal costs that may come your way in the event of being presented with a case.

Above all the other types of tradesman insurance, this is the grandmaster, and it will protect you and members of the public in the event of accidents or injury. Let's see what Rhino can offer you:

  • Starts at just £72.80 for £1million cover.
  • Three core levels of cover for Public Liability Insurance: £1million, £2million and £5million
  • Excess of £500 as standard on all claims.
  • Free mid-term adjustments, no admin fees.
  • Interest-free monthly payment options, no Direct Debit fees.
  • Can be purchased online or over the phone.
  • Employers Liability Insurance add-on available.
  • Instant certificates and documentation.

Another sprinkle on top that gardeners will find is that our Public Liability Insurance covers commercial and domestic situations. So as long as you aren't planting a border shrub on the edge of a volcano, chances are you'll be covered! 



A gardeners insurance policy is a godsend and an absolute necessity for anyone working on jobs in public or private spaces. Rhino's policies will protect you against third party injury and damage caused by any work you do. In the unfortunate event that you injured yourself at work or someone else, our Public Liability Insurance offers cover up to £5m if you need to pay for the damage caused, settlement and legal fees resulting from a case.

Rhino offers the following insurance policies that are relevant to gardeners.

All our gardener's insurance policies can be purchased easily online, and tradespeople can get quotes quickly within 30 seconds. If you'd prefer to speak to a member of the Rhino team, then our telephone lines are open six days a week to our UK based team of insurance experts.




Gardening is a fine art and one that takes precision, care and patience. That's why it's unthinkable to work without gardeners insurance. Running a small business comes with many challenges, and having a claim on your hands without cover has got to be up there with the worst-case scenarios. 

Rhino Trade Insurance for gardeners provides cover for the unexpected so that you can get on with your business. We are veterans in tradesman insurance; our team has many years of experience managing diverse policies. What's more, Rhino has met and covered thousands of gardeners across the UK and worked hard with our partners and underwriters to craft the best insurance policies for gardeners on the market, offering comprehensive cover at very competitive rates. So let's not waste any more time and get you started!

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