You will be logged off in  seconds due to inactivity and risk losing your quote. Click here to continue using this web page.

PUBLIC LIABILITY INSURANCE - ALL YOU NEED TO KNOW

Davina Chohan 06 March 2020

WHAT IS PUBLIC LIABILITY INSURANCE?

Public Liability Insurance is one of the most common types of business insurance. It covers compensation and legal costs if a member of the public including clients, suppliers, or even those who may interact with your business, decide to sue your company because their property has been damaged, or they have been injured.

WHAT DOES IT COVER?

Our Public Liability Insurance protects you if a client, member of the public or visitor suffers an injury or damage to their property because of your business. It will cover legal expenses and/or compensation (up to your chosen level of cover). We offer cover levels of up to £1M, £2M, and £5M.

WHO NEEDS IT?

Whether you are a self-employed tradesman, limited company or partnership, Public Liability Insurance is one of the most relevant insurance policies for you. Whilst there is no legal requirement to hold the policy, it is a fundamental business insurance policy to protect your business.

HOW MUCH WILL IT COST?

The cost of Public Liability Insurance will be dependent on the type of business you run and the level of insurance that you require, just like with most types of insurance. If your business carries out lower risk activities, you will pay a lower price however if your business is perceived as higher risk, you are likely to pay more.

We can provide your business with an instant quote today!

IS IT A LEGAL REQUIREMENT?

Public Liability Cover is not a legal requirement. However, it is worth considering Public Liability Cover as financial protection for yourself, in case of a situation where someone decides to make a claim against your company for damage to their property or injury. You may find some clients may prefer for you to have this in place before they work with you.

HOW CAN I GET PUBLIC LIABILITY INSURANCE?

You can take out our Public Liability Insurance quickly and easily online. Our public liability insurance allows you to build up your policy so that it meets your specific business needs. You can also choose to take out our public liability with a range of covers as part of your policy. After a few simple questions about your business we will give you the best premium suitable for you.

How Insurance Can Help Tradespeople Grow Their Business
How Insurance Can Help Tradespeople Grow Their Business

Rhino Trade Insurance 27 May 2023

In addition to protecting people and businesses from a variety of potential risks, trade insurance can boost your business's prosperity by attracting new customers, too.

Read more

Learning a trade as a woman in the UK
Learning a trade as a woman in the UK

Rhino Trade Insurance 26 May 2023

There’s no point pretending that women haven’t had it tough when it comes to pursuing careers in the trade industries. Think of all the ‘hilarious’ jokes you’ve heard about female mechanics. And the jokes aren’t even the worst part. 

Read more

5 Reasons you need Trade Insurance
5 Reasons you need Trade Insurance

Rhino Trade Insurance 25 May 2023

Here, we go over the main reasons you need to have trade insurance and what makes it so important when wondering how to keep your finances safe.

Read more

TALK TO AN EXPERT

Our team of experts are available to talk to Mon-Fri 08.30-17.30 and Sat 10.00-14.00

online chat

Our team are online during office hours. Send a message if you have a query.

call

Call our team of experts during the office hours noted above.

Form

No problem. Fill in our quick form and let us know when’s a good time for you.