You will be logged off in  seconds due to inactivity and risk losing your quote. Click here to continue using this web page.

PUBLIC LIABILITY INSURANCE - ALL YOU NEED TO KNOW

Davina Chohan 06 March 2020

WHAT IS PUBLIC LIABILITY INSURANCE?

Public Liability Insurance is one of the most common types of business insurance. It covers compensation and legal costs if a member of the public including clients, suppliers, or even those who may interact with your business, decide to sue your company because their property has been damaged, or they have been injured.

WHAT DOES IT COVER?

Our Public Liability Insurance protects you if a client, member of the public or visitor suffers an injury or damage to their property because of your business. It will cover legal expenses and/or compensation (up to your chosen level of cover). We offer cover levels of up to £1M, £2M, and £5M.

WHO NEEDS IT?

Whether you are a self-employed tradesman, limited company or partnership, Public Liability Insurance is one of the most relevant insurance policies for you. Whilst there is no legal requirement to hold the policy, it is a fundamental business insurance policy to protect your business.

HOW MUCH WILL IT COST?

The cost of Public Liability Insurance will be dependent on the type of business you run and the level of insurance that you require, just like with most types of insurance. If your business carries out lower risk activities, you will pay a lower price however if your business is perceived as higher risk, you are likely to pay more.

We can provide your business with an instant quote today!

IS IT A LEGAL REQUIREMENT?

Public Liability Cover is not a legal requirement. However, it is worth considering Public Liability Cover as financial protection for yourself, in case of a situation where someone decides to make a claim against your company for damage to their property or injury. You may find some clients may prefer for you to have this in place before they work with you.

HOW CAN I GET PUBLIC LIABILITY INSURANCE?

You can take out our Public Liability Insurance quickly and easily online. Our public liability insurance allows you to build up your policy so that it meets your specific business needs. You can also choose to take out our public liability with a range of covers as part of your policy. After a few simple questions about your business we will give you the best premium suitable for you.

Things they don't tell you about your Tradesman Business
Things they don't tell you about your Tradesman Business

Rhino Trade Insurance 17 June 2022

There are hundreds of trades you could choose from, which means there are a whole host of things you aren't prepared for when working in the trades. Going through an apprenticeship and serving your time is one thing, but knowing these finer details really puts the icing on the cake when deciding whether to learn a trade or not. 

Read more

Tradesman Slang From Around The World
Tradesman Slang From Around The World

Rhino Trade Insurance 13 June 2022

There are certain unwritten rules when it comes to working in the trades. You'll most likely eat a full English at least a couple of times a week, take pride in your work, have jokes and banter on-site, and ultimately, come across a variety of characters, especially ones with different colloquialisms! 

Read more

Over a Quarter of Van Drivers have Tools Stolen in the UK
Over a Quarter of Van Drivers have Tools Stolen in the UK

Rhino Trade Insurance 06 June 2022

Tool theft in the UK hasn't just appeared. It's reared its ugly head since the dawn of time when the first hammer and nail were forged. Tradesmen and women all across the UK will know of someone (maybe even themselves) who has suffered due to some selfish individual who has stolen their vital pieces of kit. 

Read more

TALK TO AN EXPERT

Our team of experts are available to talk to Mon-Fri 08.30-17.30 and Sat 10.00-14.00

online chat

Our team are online during office hours. Send a message if you have a query.

call

Call our team of experts during the office hours noted above.

Form

No problem. Fill in our quick form and let us know when’s a good time for you.