One common mix-up in the trade insurance industry is whether you need Public Liability Insurance or Personal Liability Insurance. Let us explain the difference and help you with which cover you need for your business.
Do you work in the construction industry, building beautiful structures, laying foundations and designing bespoke brickwork designs? Then this builder insurance guide is for you! The team at Rhino have come up with everything you need to know regarding getting yourself and your business insured.
Handymen and women all over the UK have slowly but surely been finding their work rising in demand. With figures showing a skills shortage in almost all trades, it is no surprise that your services are wanted far and wide.
For those who spend their days repairing wooden structures, erecting staircases, shaping timber into floorboards, window frames and fitted furniture, then having the correct Joiner Insurance is imperative!
If you run a tiling business, you'll be fully aware of the risks involved. You could be putting out fires from an employee inhaling dust and becoming ill, a customer cutting themselves on a loose tile or rescheduling work due to a tool robbery.
For those who spend their days repairing wooden structures, erecting staircases, shaping timber into floorboards, window frames and fitted furniture, then having the correct Joiner Insurance is imperative!
For any builders who work in the construction industry, on a daily basis, you will find yourself open to risks, hazards and dangers that could result in significant compensation claims. The very nature of the job you do means that you or anyone you come into contact with (be it members of the public or employees of suppliers) could be in danger of injury, damage or even death.
Just because you spend your days using your hands, building walls, laying foundations, fitting kitchens or whatever your trade business takes care of doesn't mean you shouldn't be online!
You may have seen us sharing data from police forces on our social media channels regarding the rise in tool theft. It's been found that by the year 2030, van break-ins will have surpassed 20,000 a year, and on average, 66% of these break-ins include tools being stolen. That's why it's worth spending a small part of your week preparing in case you are targeted by thieves. Here we'll discuss what you can do and why you should consider Tools I...
On a trade site near you, there's a local plumber using their iPad to finalise a quote. Over the road, you will see a fencing contractor taking payment through an app on their phone, and in a local cafe, there's a builder offering design advice through a Zoom call. The point? The world is genuinely connected via technology, and the trades aren't exempt from that. So what are the best apps available to tradespeople, in our opinion, of course?...
Opportunity knocks and every interaction you make can be damning! That's why when making a first impression as a tradesperson, you need to stick in the customer's head and encourage them to choose you for the job. Here are a few tips on marketing yourself online and in person to gain more clients and present yourself as a top-quality, professional tradesman or woman.
The Construction Industry Scheme (CIS) is a UK programme published by the HM Revenue and Customs (HMRC). It has been issued for those in the trade industry who are either main contractors or subcontractors - two critical distinctions we will discuss throughout this post.
So it's time to go it alone. You may have spent a few years learning your trade, shadowing a time-served tradesman or woman, and now you're ready for new pastures. Maybe you wanted to spend a few extra years after completing your trade apprenticeship to save for your own business. If that time is now, we have a handy guide to help any potential self-employed tradespeople looking to start a business.
Whether you lay bricks, fix guttering, rewire houses, draw up designs, fit carpets – or work in practically any other trade out there – Rhino Trade Insurance is here to assist you in finding the best trade insurance for your business.
The team here at Rhino have worked with tradesmen and women for years. We understand your day-to-day life and want to make it easier for you by having trade insurance as one less thing to worry about. Let's take a look at Employers' Liability Insurance and why you need it if you have any staff members.
Taking out insurance can be like walking into a minefield. Car insurance, home insurance, plus all the different types of cover for your trade. But that's why Rhino Trade Insurance is here to help. We focus solely on trade insurance and try to make your cover as simple as possible. These are just a few common questions we get asked: What is the difference between Builders Insurance and Contractors' All Risks Insurance? Do I need them both, and...
As a tradesperson, your toolkit can be made up of various things. The main thing is physical tools like hammers, saws, ladders, etc. It can also feature intangible things like your Painters and Decorators Insurance policy.
Gardening is a quality trade. You have to be patient, know your stuff, work with the garden you have in hand and ultimately make it so that the customer is happy with the outcome you provide. However, do you really need insurance? Is it another pointless exercise, or are you breaking the law without it?
We offer specialist trade insurance for almost every trade you can think of at Rhino Trade Insurance. Here we are focusing on Plasterers Insurance and why you need it. No two days are the same for those of you who work as a self-employed plasterer. One day you could be fixing drywall in a new office building. The next, you could be doing a full skim in a country manor house.
If you are a self-employed tradesperson or business owner in the UK, no doubt there will come a time when you need an extra pair of hands to complete a job. The question is, though, will they be a full-time employee, apprentice or a subcontractor? This question will throw up a few different answers regarding insurance and the legal points you must adhere to their contract, how you pay them, what rights they have and so on.
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