Just imagine the scenario. You are a newly qualified, self-employed tradesman or woman. You are beginning to build up clients and get called out for jobs when you suddenly realise that you haven't got the right trade insurance. After a quick Google, you realise Public Liability Insurance is the absolute bare necessity to keep yourself and your business covered.
There are hundreds of trades you could choose from, which means there are a whole host of things you aren't prepared for when working in the trades. Going through an apprenticeship and serving your time is one thing, but knowing these finer details really puts the icing on the cake when deciding whether to learn a trade or not.
There are certain unwritten rules when it comes to working in the trades. You'll most likely eat a full English at least a couple of times a week, take pride in your work, have jokes and banter on-site, and ultimately, come across a variety of characters, especially ones with different colloquialisms!
Tool theft in the UK hasn't just appeared. It's reared its ugly head since the dawn of time when the first hammer and nail were forged. Tradesmen and women all across the UK will know of someone (maybe even themselves) who has suffered due to some selfish individual who has stolen their vital pieces of kit.
It’s basically summer in the UK. The weather has been absolutely banging! But what with the days lasting longer we were wondering what to get up to on an evening. That’s why we wanted to offer something different today, some decent ideas for unwinding after a hard day's graft. Let’s go!
Understanding tools insurance should be easy. Here at Rhino Trade Insurance, we provide thousands of UK tradesmen with top cover for their tools.
Employers Liability Insurance covers you if you hire any employees and is applicable to both sole traders and limited companies. It also is a requirement if you hire subcontractors who don’t hold their own cover. Subbies that hold their own cover are referred to as ‘bona fide’ and will have their own levels of insurance in place.
We are definitely in a bullish market when it comes to people wanting to 'get back to good old-fashioned jobs' and become a tradesman. It's as popular as we've ever known it. What with a skills shortage, opportunities knocking, and a general want to get out into the world and work, different trades are flying at the moment. So we thought that we would give you a little overview on how to price the jobs you are quoting for in your respective tr...
Having Public Liability Insurance as a tradesperson in the UK is absolutely vital. Not only is it a major commodity for any trade business, it really puts the icing on the cake of presenting yourself as a fully professional tradie.
If you wonder whether being a tradie is for you or what the benefits include, you've come to the right place. In this day and age of the digital world, having a quality, skilled trade under your belt can help to forge a long and fruitful career. There are so many brilliant reasons why being a tradesman or woman is a good idea. Not only will you have a long career, but you'll also find:
Have you been thinking about whether or not you need Contractors All Risks Insurance as a tradesman or woman? Not sure what it covers, how much it costs, or where to start? This guide will answer all of your nagging questions. The team at Rhino Trade Insurance have an abundance of experience in this area and have tailormade policies for a variety of trades ready to be explained.
Going into business with your family may seem like an easy route and it can seem like an excuse to skip much of the paperwork that goes into running a business, but there are certain duties and responsibilities that business owners must adhere to even when employing members of their family that are often overlooked.
Trade Insurance can quickly become a minefield. Insurance jargon, terms and conditions and different levels of cover can all turn you off quite quickly. Let's look at the differences between Public Liability Insurance and Contractors All Risk Insurance and break these policies down into something more accessible and concise. What are both insurance policies for? What are the main differences? And do we really need just one or the other, or can...
Let's paint a little picture for you of what a Subcontractor is. The company is called Big Dave's Building Services, and the owner is one David Smith. Now Big Dave has a whole host of work going on and clients waiting in line for his services. He employs a couple of young lads to help manage the workload - They are with him full-time. Big Dave also needs the services of other trades for his projects. They are called Subcontractors, and once th...
If you are a UK based self-employed builder looking for trade insurance, then you have come to the right place. Rhino Trade Insurance are one of the best and most cost-effective trade insurers around and have been hard at work creating tailormade insurance policies for a whole manner of trades, including builders.
You might have heard about Public Liability Insurance before. You may even have taken out a policy in it but not understand what it is or what it covers. You might even be thinking, "it's insurance. Do I need to care about it?". We're here to share a short snippet on the importance of Public Liability Insurance for self-employed tradespeople. What is it? Do you need it? Will you get more clients with it? And much more.
The team at Rhino HQ have been inundated with requests for a full-scale, A-Z bible of all the insurances a self-employed tradesperson can get. What are they all? Are they needed? Are they useful for your line of work? All your questions will be answered below!
Here we are, back again with another helpful blog post. What’s on the agenda today? That all-important Personal Accident Insurance cover. What the heck is that we hear, you ask? Well, grab a brew and let’s explain what it is, what accidents it covers you from, why you need it and what level of cover you need.
The team at Rhino Trade Insurance are toasting to a new partner today - Band of Builders. Our feelings for this partnership are perfectly summed up by the great John Motson, "back of the net!"
In the fast, hustle-bustle business of contracting trade workers, you may be wondering what's the best way to find the best subcontractors. Do you look online, do you ring around your contacts, or do you go old-school and whip out the yellow pages?
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