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Are Builders' Insurance & Contractors' All Risk Cover Different?

Rhino Trade Insurance Wednesday, 27 July 2022

Taking out insurance can be like walking into a minefield. Car insurance, home insurance, plus all the different types of cover for your trade. But that's why Rhino Trade Insurance is here to help. We focus solely on trade insurance and try to make your cover as simple as possible. These are just a few common questions we get asked: What is the difference between Builders Insurance and Contractors' All Risks Insurance? Do I need them both, and...

A Guide to Painters and Decorators Insurance

Rhino Trade Insurance Monday, 25 July 2022

As a tradesperson, your toolkit can be made up of various things. The main thing is physical tools like hammers, saws, ladders, etc. It can also feature intangible things like your Painters and Decorators Insurance policy.

A Guide to Gardener's Insurance

Rhino Trade Insurance Friday, 22 July 2022

Gardening is a quality trade. You have to be patient, know your stuff, work with the garden you have in hand and ultimately make it so that the customer is happy with the outcome you provide. However, do you really need insurance? Is it another pointless exercise, or are you breaking the law without it?

A Guide to Plasterer Insurance

Rhino Trade Insurance Monday, 18 July 2022

We offer specialist trade insurance for almost every trade you can think of at Rhino Trade Insurance. Here we are focusing on Plasterers Insurance and why you need it. No two days are the same for those of you who work as a self-employed plasterer. One day you could be fixing drywall in a new office building. The next, you could be doing a full skim in a country manor house.

Protecting your trade business when hiring subcontractors

Rhino Trade Insurance Monday, 11 July 2022

If you are a self-employed tradesperson or business owner in the UK, no doubt there will come a time when you need an extra pair of hands to complete a job. The question is, though, will they be a full-time employee, apprentice or a subcontractor? This question will throw up a few different answers regarding insurance and the legal points you must adhere to their contract, how you pay them, what rights they have and so on.

Public Liability Insurance for Small Business

Rhino Trade Insurance Wednesday, 6 July 2022

Having Public Liability Insurance can ensure your business is protected in case of any claims, legal fees or other associated costs with injuring a customer or damaging their property. Let's find out why it is beneficial for your business now.

Tradesman Apprenticeships – What You Need To Know

Rhino Trade Insurance Monday, 4 July 2022

Let's imagine you've been a qualified tradesman or woman on the tools for a couple of years. Things are going well. You have regular work and find that more and more people are ringing you up for jobs. Sadly, you keep having to turn away business because you don't physically have the time to get to them. Ta-dah… maybe it's time to consider a trade apprentice to give you some assistance.

Tradesman Business Legal Considerations

Rhino Trade Insurance Friday, 1 July 2022

When approaching your trade, whether that's choosing which area to go into, where and who to train with and whether or not you will go it alone will require some thought. That's why we are here today, to offer up some legal considerations to keep in mind whilst you are on your journey to trade superstardom.

The Benefits Of Hiring A Tradesman Accountant For Your Business

Rhino Trade Insurance Wednesday, 29 June 2022

That's why Rhino is here to help today. To lay the groundwork, the best way to help manage and grow your business is to branch out and hire the right people to help you along the way. Namely, a tradesman accountant to get your finances in order and save you the headache of invoices, VAT receipts, expenses, and other stuff.

Legal Considerations for your Tradesman Business

Rhino Trade Insurance Monday, 27 June 2022

Examples of Public Liability Insurance

Rhino Trade Insurance Friday, 24 June 2022

Just imagine the scenario. You are a newly qualified, self-employed tradesman or woman. You are beginning to build up clients and get called out for jobs when you suddenly realise that you haven't got the right trade insurance. After a quick Google, you realise Public Liability Insurance is the absolute bare necessity to keep yourself and your business covered.

Things they don't tell you about your Tradesman Business

Rhino Trade Insurance Friday, 17 June 2022

There are hundreds of trades you could choose from, which means there are a whole host of things you aren't prepared for when working in the trades. Going through an apprenticeship and serving your time is one thing, but knowing these finer details really puts the icing on the cake when deciding whether to learn a trade or not.

Tradesman Slang From Around The World

Rhino Trade Insurance Monday, 13 June 2022

There are certain unwritten rules when it comes to working in the trades. You'll most likely eat a full English at least a couple of times a week, take pride in your work, have jokes and banter on-site, and ultimately, come across a variety of characters, especially ones with different colloquialisms!

Over a Quarter of Van Drivers have Tools Stolen in the UK

Rhino Trade Insurance Monday, 6 June 2022

Tool theft in the UK hasn't just appeared. It's reared its ugly head since the dawn of time when the first hammer and nail were forged. Tradesmen and women all across the UK will know of someone (maybe even themselves) who has suffered due to some selfish individual who has stolen their vital pieces of kit.

How To Unwind After a Hard Days Graft

Rhino Trade Insurance Monday, 25 April 2022

It’s basically summer in the UK. The weather has been absolutely banging! But what with the days lasting longer we were wondering what to get up to on an evening. That’s why we wanted to offer something different today, some decent ideas for unwinding after a hard day's graft. Let’s go!

Tools In Transit Insurance In a Nutshell

Rhino Trade Insurance Monday, 11 April 2022

Understanding tools insurance should be easy. Here at Rhino Trade Insurance, we provide thousands of UK tradesmen with top cover for their tools.

Employers Liability Insurance in a Nutshell

Rhino Trade Insurance Monday, 28 March 2022

Employers Liability Insurance covers you if you hire any employees and is applicable to both sole traders and limited companies. It also is a requirement if you hire subcontractors who don’t hold their own cover. Subbies that hold their own cover are referred to as ‘bona fide’ and will have their own levels of insurance in place.

A Guide to Pricing Your Trade in 2022

Rhino Trade Insurance Wednesday, 23 March 2022

We are definitely in a bullish market when it comes to people wanting to 'get back to good old-fashioned jobs' and become a tradesman. It's as popular as we've ever known it. What with a skills shortage, opportunities knocking, and a general want to get out into the world and work, different trades are flying at the moment. So we thought that we would give you a little overview on how to price the jobs you are quoting for in your respective tr...

How Much Does Public Liability Insurance Cost?

Rhino Trade Insurance Monday, 21 March 2022

Having Public Liability Insurance as a tradesperson in the UK is absolutely vital. Not only is it a major commodity for any trade business, it really puts the icing on the cake of presenting yourself as a fully professional tradie.

4 Main Sectors of Skilled Trades & Insurance Needed

Rhino Trade Insurance Wednesday, 16 March 2022

If you wonder whether being a tradie is for you or what the benefits include, you've come to the right place. In this day and age of the digital world, having a quality, skilled trade under your belt can help to forge a long and fruitful career. There are so many brilliant reasons why being a tradesman or woman is a good idea. Not only will you have a long career, but you'll also find: