At Rhino Trade Insurance, we have designed tailormade policies for almost all trades. Whether you are a hardworking plumber, dedicated electrician or steadfast bricklayer, we have come up with the best levels of cover at the most affordable prices. But what insurance do you need? Is Public Liability Insurance compulsory? We answer all your questions in our blog below!
By reading this article, here's the challenge: in less time than it takes you to make a cup of tea, you'll know all there is to know about Public Liability Insurance.
As a tradesman, your tools are make or break when it comes to your livelihood! Without your tools, you wouldn't be able to fulfil your work. That is unless you want to go back to the dark ages of using your hands for every part of your work! It's for this very reason that having your vital pieces of equipment stored safe, insured and kept out of harm's way is the best way forward. So, let's work out how to prevent any issues arising with your...
It is essential for anyone operating as a sole trader or limited company in the UK to protect themselves against the multitude of pitfalls that face the self-employed. Most duties and responsibilities are widely known; submit your tax return on time, make sure you record your expenses, and get sufficient public liability insurance in place, but for tradespeople, some common dangers can be overlooked. Legal disputes such as debt recovery (that...
Here we are, Rhino Trade Insurance, back again with the best god 'damn trade insurance blog on the world wide web. We know insurance can sometimes get a bit dull, but we are here to spruce things up and share all about Contractor's All Risks Insurance. Let us take you on a bit of a journey about what exactly it is, its purpose, why include it in your policy and who would benefit from it. Let's get ready to rumble!
A reasonably common claim that the Rhino Trade Insurance team hear about is when a tradesman is alleged to have given out some dodgy advice to a customer. You might feel pretty aggrieved at the thought of this, and even with the best intentions, the most experienced among us can get things wrong. That’s where one of our popular (but under that radar) cover options comes into play.
Here at Rhino, we speak to tradesmen and women every day of the week. We understand the many risks and hazards different trades face every day. We hear countless stories of injury, damage and potential death occurring regularly. Have you ever wondered what would happen if you couldn’t work due to an injury? Or how you would pay for a hefty compensation bill if you damaged a customers property?
If you are wondering how to claim on your Public Liability Insurance, then you’ve come to the right place. At Rhino Trade Insurance, we pride ourselves on being as transparent as possible. We offer some of the clearest trade insurance policies on the market and don’t bother confusing you with all that hard to understand insurance jargon. So, if you’re wondering what to do should an accident happen on-site, who to contact, what information you...
At Rhino Trade Insurance, we spend our days speaking to various tradesmen and women on the importance of Tradesman Insurance. For any self-employed tradesman, It is imperative to get yourself or your business insured as you never know when things can hit the fan! Having insurance is, of course, critical to all businesses, but with the added risks and hazards attached to the work of tradesmen, you’ll understand why we stress the need to get you...
On a daily basis, the team here at Rhino HQ get calls asking a few common questions; I’m a Plumber, how much Public Liability Insurance do I need? I’m a Builder, how much Public Liability Insurance should I have for my business? Or the age-old question: Do I even need Public Liability Insurance?
The team at Rhino Trade Insurance have been championing tradesmen and women up and down the country for years. Having our finger firmly on the trade insurance pulse, we continue to hear countless stories of unfortunate tradespeople who fall foul to tool theft. That's why we wanted to spend the next 5 minutes talking about why Tool Insurance is beneficial to all our friends in the trades.
Everybody loves a punt on the Saturday football fixture list. The lads and lasses down at the Rhino Trade Insurance office are the same, but we would never take a gamble when it comes to an uninsured tradesman. If something were to go spectacularly wrong, you’d be right in the deep end!
Here at Rhino, we specialise in tradesman insurance that protects the army of self-employed tradesmen and women across the UK. With over 20 years of experience and many relationships built with tradies throughout the industry. We have our finger on the pulse to what you need. We have hand-designed various trade insurance options for whatever your trade is.
We all know the daily struggles that tradesmen and women come up against. It’s a challenging industry, rife with injuries, damages and risk of death. That’s why all self-employed tradesmen should consider covering themselves with Public Liability Insurance. Forget about Horlicks - Taking out a Public Liability policy with Rhino will give you that satisfaction you need to sleep easy at night. But what’s it all about? Let’s take a look now!
There’s a common misconception that floats around the trade industry, and it’s that tradesman insurance is primarily made for construction businesses and the like who work on massive projects and employ hundreds, if not thousands of people. Now, this couldn’t be any further from the truth. In the UK, there are close to 4.5 million self-employed citizens, and a majority of them are trade-related. That’s why today, we wanted to look at why self-...
The coronavirus pandemic brought about three national lockdowns, an abundance of people working from home and others furloughed. With this monumental shift in our lives, many started improving their homes, thus resulting in a boom within the construction and trade industries.
Insurance really is an occupational necessity and is something that cannot be left until the last minute. As a tradesperson, you may require insurance to cover the work you are carrying out and any employees you hire. Whatever your trade, it's worth thinking about taking out tool insurance for your business, covering the valuable tools and effects vital in carrying out your work. Having a policy such as this in place will help you sleep easier...
That time may have come where you're wondering whether or not to take on an apprentice. Worklife has gone somewhat crazy these past 18 months. Hence, tradesmen or women across the UK consider passing on their skills and taking on an extra pair of hands. You may be wondering f you need to have a certain level of insurance in place to do so. That's why Rhino Trade Insurance is here today, to help you with a popular question we get asked and whet...
We all know that working in the trades, you come across a variety of characters. It can sometimes be like something from a Monty Python sketch. Now we aren't here to throw shade on anyone. We love all the stories that come out of the building sites. Whether you've worked with a proper, knees up, Jack-the-lad or classic old school chippy. Everyone you come across on-site will be a character. So today, we're sharing our favourite's. Can you gues...
Public Liability Insurance is the daddy of trade insurance policies. It’s the most common form of trade insurance taken out by self-employed tradespeople. But what is it?
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