You might have heard about Public Liability Insurance before. You may even have taken out a policy in it but not understand what it is or what it covers. You might even be thinking, "it's insurance. Do I need to care about it?". We're here to share a short snippet on the importance of Public Liability Insurance for self-employed tradespeople. What is it? Do you need it? Will you get more clients with it? And much more.
The team at Rhino HQ have been inundated with requests for a full-scale, A-Z bible of all the insurances a self-employed tradesperson can get. What are they all? Are they needed? Are they useful for your line of work? All your questions will be answered below!
Here we are, back again with another helpful blog post. What’s on the agenda today? That all-important Personal Accident Insurance cover. What the heck is that we hear, you ask? Well, grab a brew and let’s explain what it is, what accidents it covers you from, why you need it and what level of cover you need.
The team at Rhino Trade Insurance are toasting to a new partner today - Band of Builders. Our feelings for this partnership are perfectly summed up by the great John Motson, "back of the net!"
In the fast, hustle-bustle business of contracting trade workers, you may be wondering what's the best way to find the best subcontractors. Do you look online, do you ring around your contacts, or do you go old-school and whip out the yellow pages?
Having the right level of Subcontractor Insurance in place is vital. Not only does it make sound business sense, but it also helps you sleep easy at night knowing you have a safety net in place. Even if the main contractor says they are sorting out all of the fine details, various liabilities may not be covered, so it's better to check before starting work on the job.
There are many reasons why a tradesman will need insurance cover. Whether it’s due to you having employees, working on a customers site or needing it because of those darn regulations, it always comes in handy at some point (especially if you have a claim made against you). Here at Rhino Trade Insurance, we have a vast catalogue of trade insurance options, all that can be tailored to your business practice and needs. That’s why you should cons...
Each trade is different. Different risks, different materials, different tools. But all tradespeople have something in common; without a solid trade insurance policy covering their back, they’re left extremely vulnerable.
As a self-employed plumber, you will understand the significance of a good day's work. Whether you're re-plumbing a bathroom, fitting new pipework or flushing out a water system, it's the minor details that make a job right. As you're running your own business, you'll understand the need for a quality plumbing insurance policy to be the glue between yourself, your work and your customers.
At Rhino Trade Insurance, we have designed tailormade policies for almost all trades. Whether you are a hardworking plumber, dedicated electrician or steadfast bricklayer, we have come up with the best levels of cover at the most affordable prices. But what insurance do you need? Is Public Liability Insurance compulsory? We answer all your questions in our blog below!
By reading this article, here's the challenge: in less time than it takes you to make a cup of tea, you'll know all there is to know about Public Liability Insurance.
As a tradesman, your tools are make or break when it comes to your livelihood! Without your tools, you wouldn't be able to fulfil your work. That is unless you want to go back to the dark ages of using your hands for every part of your work! It's for this very reason that having your vital pieces of equipment stored safe, insured and kept out of harm's way is the best way forward. So, let's work out how to prevent any issues arising with your...
It is essential for anyone operating as a sole trader or limited company in the UK to protect themselves against the multitude of pitfalls that face the self-employed. Most duties and responsibilities are widely known; submit your tax return on time, make sure you record your expenses, and get sufficient public liability insurance in place, but for tradespeople, some common dangers can be overlooked. Legal disputes such as debt recovery (that...
Here we are, Rhino Trade Insurance, back again with the best god 'damn trade insurance blog on the world wide web. We know insurance can sometimes get a bit dull, but we are here to spruce things up and share all about Contractor's All Risks Insurance. Let us take you on a bit of a journey about what exactly it is, its purpose, why include it in your policy and who would benefit from it. Let's get ready to rumble!
A reasonably common claim that the Rhino Trade Insurance team hear about is when a tradesman is alleged to have given out some dodgy advice to a customer. You might feel pretty aggrieved at the thought of this, and even with the best intentions, the most experienced among us can get things wrong. That’s where one of our popular (but under that radar) cover options comes into play.
Here at Rhino, we speak to tradesmen and women every day of the week. We understand the many risks and hazards different trades face every day. We hear countless stories of injury, damage and potential death occurring regularly. Have you ever wondered what would happen if you couldn’t work due to an injury? Or how you would pay for a hefty compensation bill if you damaged a customers property?
If you are wondering how to claim on your Public Liability Insurance, then you’ve come to the right place. At Rhino Trade Insurance, we pride ourselves on being as transparent as possible. We offer some of the clearest trade insurance policies on the market and don’t bother confusing you with all that hard to understand insurance jargon. So, if you’re wondering what to do should an accident happen on-site, who to contact, what information you...
At Rhino Trade Insurance, we spend our days speaking to various tradesmen and women on the importance of Tradesman Insurance. For any self-employed tradesman, It is imperative to get yourself or your business insured as you never know when things can hit the fan! Having insurance is, of course, critical to all businesses, but with the added risks and hazards attached to the work of tradesmen, you’ll understand why we stress the need to get you...
On a daily basis, the team here at Rhino HQ get calls asking a few common questions; I’m a Plumber, how much Public Liability Insurance do I need? I’m a Builder, how much Public Liability Insurance should I have for my business? Or the age-old question: Do I even need Public Liability Insurance?
The team at Rhino Trade Insurance have been championing tradesmen and women up and down the country for years. Having our finger firmly on the trade insurance pulse, we continue to hear countless stories of unfortunate tradespeople who fall foul to tool theft. That's why we wanted to spend the next 5 minutes talking about why Tool Insurance is beneficial to all our friends in the trades.
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