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How To Protect Yourself When Hiring A Subcontractor?
In the fast, hustle-bustle business of contracting trade workers, you may be wondering what's the best way to find the best subcontractors. Do you look online, do you ring around your contacts, or do you go old-school and whip out the yellow pages?
Do Subcontractors Need Their Own Insurance?
Having the right level of Subcontractor Insurance in place is vital. Not only does it make sound business sense, but it also helps you sleep easy at night knowing you have a safety net in place. Even if the main contractor says they are sorting out all of the fine details, various liabilities may not be covered, so it's better to check before starting work on the job.
5 Reasons Why Self-Employed Tradesmen Need Insurance
There are many reasons why a tradesman will need insurance cover. Whether it’s due to you having employees, working on a customers site or needing it because of those darn regulations, it always comes in handy at some point (especially if you have a claim made against you). Here at Rhino Trade Insurance, we have a vast catalogue of trade insurance options, all that can be tailored to your business practice and needs. That’s why you should cons...
What is Tradesmen Insurance?
Each trade is different. Different risks, different materials, different tools. But all tradespeople have something in common; without a solid trade insurance policy covering their back, they’re left extremely vulnerable.
What Insurance do I need as a Self-Employed Plumber?
As a self-employed plumber, you will understand the significance of a good day's work. Whether you're re-plumbing a bathroom, fitting new pipework or flushing out a water system, it's the minor details that make a job right. As you're running your own business, you'll understand the need for a quality plumbing insurance policy to be the glue between yourself, your work and your customers.
Do I need Public Liability Insurance and is it a Legal Requirement?
At Rhino Trade Insurance, we have designed tailormade policies for almost all trades. Whether you are a hardworking plumber, dedicated electrician or steadfast bricklayer, we have come up with the best levels of cover at the most affordable prices. But what insurance do you need? Is Public Liability Insurance compulsory? We answer all your questions in our blog below!
Public Liability Insurance in a Nutshell
By reading this article, here's the challenge: in less time than it takes you to make a cup of tea, you'll know all there is to know about Public Liability Insurance.
How To Keep Your Tools & Equipment Safe as a Tradesman
As a tradesman, your tools are make or break when it comes to your livelihood! Without your tools, you wouldn't be able to fulfil your work. That is unless you want to go back to the dark ages of using your hands for every part of your work! It's for this very reason that having your vital pieces of equipment stored safe, insured and kept out of harm's way is the best way forward. So, let's work out how to prevent any issues arising with your...
Reasons Why Tradesman Need Legal Expenses Insurance
It is essential for anyone operating as a sole trader or limited company in the UK to protect themselves against the multitude of pitfalls that face the self-employed. Most duties and responsibilities are widely known; submit your tax return on time, make sure you record your expenses, and get sufficient public liability insurance in place, but for tradespeople, some common dangers can be overlooked. Legal disputes such as debt recovery (that...
Contractors All Risks Insurance - What is it?
Here we are, Rhino Trade Insurance, back again with the best god 'damn trade insurance blog on the world wide web. We know insurance can sometimes get a bit dull, but we are here to spruce things up and share all about Contractor's All Risks Insurance. Let us take you on a bit of a journey about what exactly it is, its purpose, why include it in your policy and who would benefit from it. Let's get ready to rumble!
What is Professional Indemnity Insurance?
A reasonably common claim that the Rhino Trade Insurance team hear about is when a tradesman is alleged to have given out some dodgy advice to a customer. You might feel pretty aggrieved at the thought of this, and even with the best intentions, the most experienced among us can get things wrong. That’s where one of our popular (but under that radar) cover options comes into play.
The Ultimate Guide to Insurance for Tradesmen
Here at Rhino, we speak to tradesmen and women every day of the week. We understand the many risks and hazards different trades face every day. We hear countless stories of injury, damage and potential death occurring regularly. Have you ever wondered what would happen if you couldn’t work due to an injury? Or how you would pay for a hefty compensation bill if you damaged a customers property?
How to claim on your Public Liability insurance?
If you are wondering how to claim on your Public Liability Insurance, then you’ve come to the right place. At Rhino Trade Insurance, we pride ourselves on being as transparent as possible. We offer some of the clearest trade insurance policies on the market and don’t bother confusing you with all that hard to understand insurance jargon. So, if you’re wondering what to do should an accident happen on-site, who to contact, what information you...
The Importance of Insurance for Tradesman
At Rhino Trade Insurance, we spend our days speaking to various tradesmen and women on the importance of Tradesman Insurance. For any self-employed tradesman, It is imperative to get yourself or your business insured as you never know when things can hit the fan! Having insurance is, of course, critical to all businesses, but with the added risks and hazards attached to the work of tradesmen, you’ll understand why we stress the need to get you...
How much Public Liability Insurance do I need?
On a daily basis, the team here at Rhino HQ get calls asking a few common questions; I’m a Plumber, how much Public Liability Insurance do I need? I’m a Builder, how much Public Liability Insurance should I have for my business? Or the age-old question: Do I even need Public Liability Insurance?
Tips For Preventing A Tool Insurance Theft Claim
The team at Rhino Trade Insurance have been championing tradesmen and women up and down the country for years. Having our finger firmly on the trade insurance pulse, we continue to hear countless stories of unfortunate tradespeople who fall foul to tool theft. That's why we wanted to spend the next 5 minutes talking about why Tool Insurance is beneficial to all our friends in the trades.
The Risks of Hiring Uninsured Tradesman and Contractors
Everybody loves a punt on the Saturday football fixture list. The lads and lasses down at the Rhino Trade Insurance office are the same, but we would never take a gamble when it comes to an uninsured tradesman. If something were to go spectacularly wrong, you’d be right in the deep end!
A guide to self-employed Tradesman Insurance cover
Here at Rhino, we specialise in tradesman insurance that protects the army of self-employed tradesmen and women across the UK. With over 20 years of experience and many relationships built with tradies throughout the industry. We have our finger on the pulse to what you need. We have hand-designed various trade insurance options for whatever your trade is.
Reasons why you need Public Liability insurance
We all know the daily struggles that tradesmen and women come up against. It’s a challenging industry, rife with injuries, damages and risk of death. That’s why all self-employed tradesmen should consider covering themselves with Public Liability Insurance. Forget about Horlicks - Taking out a Public Liability policy with Rhino will give you that satisfaction you need to sleep easy at night. But what’s it all about? Let’s take a look now!
Practical Reasons Self-Employed Tradesmen Need Insurance
There’s a common misconception that floats around the trade industry, and it’s that tradesman insurance is primarily made for construction businesses and the like who work on massive projects and employ hundreds, if not thousands of people. Now, this couldn’t be any further from the truth. In the UK, there are close to 4.5 million self-employed citizens, and a majority of them are trade-related. That’s why today, we wanted to look at why self-...
