Public Liability Insurance offers financial protection for your business, up to your chosen level of cover, if you’re deemed liable for damage caused to a customer’s property, or if you were to injure them or a member of the public. Without it, your business would need to cover compensation and legal fees.
Insurers consider several factors when determining risk levels, including the likelihood of a claim arising from the trade, the potential costs of a claim, the type of work carried out, historical claim information, and the severity of those claims.
42% of tradespeople say that the extreme heat is an on-going concern for their ability to work. Find out how extreme heat is affecting tradespeople day to day.
Find out the cost of Handyman Insurance with Rhino, and what other factors affect the price of your premium.
Your role as a handyman is broader than most, so knowing what tools you need to get by can be time consuming. Fortunately, we've put a list together of *almost* everything you'll need!
Nearly 60% of trades jobs have been derailed by the sizzling heat this summer – with more than a quarter of jobs scrapped altogether thanks to the extreme weather.
Electricians who certify, design or advise on installations carry a risk that Public Liability Insurance doesn't touch: getting the advice wrong. This guide explains what Professional Indemnity Insurance covers, when electricians need it, and how it works alongside NAPIT and NICEIC accreditation.
Yes, so long as you tell your insurer the number of employees who require cover. Public Liability Insurance covers your employees if they damage a third party's property or injure a member of the public while doing their job for you, but only if you've added them to your policy.
Have you ever walked away from site absolutely sure in your mind that everything was secure and good to go? That's how one of our customers left site as well until later that evening he got a call from a customer telling him otherwise...
Employers' Liability Insurance is a legal requirement for the majority of businesses with staff, however there is an exception.
Self-employed in the trades? This guide breaks down the key insurance covers sole traders need — from Public Liability to Tools Cover and Income Protection — in plain English. Find out what matters, what's legally required, and where to start.
No employer means no sick pay. Here's what self-employed tradespeople are actually entitled to when they can't work, and how Income Protection Insurance fills the gap.
A straight-forward guide to electrician insurance: what cover you need, why Public Liability is essential, and when Professional Indemnity is worth considering.
Most self-employed tradespeople file their Self Assessment, send it off, and don't think much more about it. HMRC investigations happen to other people. Until they don't...
Clients who won't pay, employee grievances and health and safety investigations can all arise when running your own business. Legal Expenses Insurance protects you from the mounting costs of legal fees.
Professional Indemnity Insurance protects tradespeople if a client claims your advice, design or specification caused them financial loss. This guide explains what's covered, who needs it, how the claims-made basis works and what it typically costs.
1,194 tradespeople told us exactly what they think of Rhino in our 2026 customer survey. 97% found getting a quote easy, 9 in 10 understood their cover, and 98% said they'd recommend us. Here's the full picture.
Two policies with similar names that appear to do roughly the same thing on the outside. We can understand your confusion. Now, let us put your mind at rest.
If you're a self-employed tradesperson and you can't work, your income stops. Income Protection Insurance keeps money coming in whilst you recover. This guide covers what's covered, how the deferred period works, what's excluded and how to claim.
New data from our 2026 survey of 1,194 tradespeople reveals that nearly 1 in 3 have been a victim of tool theft, 81% know someone who has, and 82% worry about it happening. Here's what the figures show and what you can do about it.
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