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For those among us who transport essential goods between various locations, we salute you! Where would the country be without your service? With more and more businesses needing to shift items of clothing, food or materials, HGV drivers have never been more in demand. 

Heavy Goods Vehicles work locally or nationally and work long hours. The team at Rhino Trade Insurance have developed a fantastic suite of insurance policies for you to pick from. You work hard, so we think you deserve quality insurance at a great price.

The Importance of HGV DRIVER Insurance

Having insurance for a self-employed professional is paramount to your business. Once in place, it will stay silent in the background but kick into gear once it's called upon. Insurance helps to keep you, your customers, members of the public, any workers you have and ultimately, your livelihood safe. 

For what is effectively a pain-free and reasonably priced policy, you can take out HGV Driver Insurance in a matter of minutes and make sure your business is protected from a variety of outcomes.


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Public Liability Insurance FOR HGV DRIVERS

Being in control of an HGV vehicle brings with it many responsibilities. As a transport vehicle, it is designed to withstand heavy loads of is much, of course, much bigger to drive than your everyday family car. That's why it requires a certain level of skill, training and knowledge to transport the goods safely from point a to point b. 

As you're constantly coming into contact with suppliers, other drivers and members of the public, your best and first port of call should be Public Liability Insurance for HGV Drivers. This protection has been created by Rhino Trade Insurance's team of policy experts and takes into account every angle of your day-to-day work. Fundamentally forming a full piece of insurance for your line of work. 

Public Liability Insurance is there for when you have a bad day. We all like to think we are Clark Kent, but everyone is entitled to an off day. Should something go wrong and you cause damage or injury through your work, then a Public Liability policy will prove integral to your business. 

Public Liability Insurance for HGV Drivers offers a variety of benefits and covers any compensation owed or legal fees related to damage or accidents caused. Here is what Rhino can offer you:

  • Low-cost insurance - it’s our priority to keep prices as low as possible for you and your business
  • As mentioned above, our experts will tailor a policy precisely to your needs and line of work. You can decide on a policy with liability cover ranging from £1 million, £2 million or £5 million.
  • We also don't believe in ripping you off with admin fees. That's why you can change your details and not have to worry about daft fees.
  • If you want to pay monthly, you can! It's interest-free, and you'll get all your documents straight away.


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Why Do I Need HGV DRIVER Insurance?

As an HGV Driver, you spend most of your time on the open road. As your work hard, that leaves little time to arrange your insurance policy and is one of the main reasons Rhino Trade Insurance developed a fine-tuned HGV Driver Insurance policy.

No matter how long you have been on the roads, there is always a chance that an inescapable accident may occur. That's why having a first-rate insurance policy is intrinsic to a business that manages HGV drivers and vehicles. 

As well as providing Public Liability Insurance, you can find quality add-ons to your foundation policy, all suited to HGV drivers:

  • Employers' Liability Insurance: Do you run an HGV business and employ staff members? This insurance policy is legally required and protects you if an employee gets injured or becomes ill due to the work carried out for you and brings a case against your business.
  • Personal Accident & Sickness Insurance: This is a valuable insurance option for anyone who works self-employed. Do you ever worry about how you would afford to run your business or get paid if you needed time off due to an accident or injury? This policy protects against that and provides a financial safety net should you need it. 
  • Tax Enquiry Insurance: Running an HGV driver business can be a tough gig. That's not to mention taking care of all your tax affairs. If you find yourself in hot water with the taxman, you can utilise this cover, and we'll protect you from any queries or open cases. 
  • Legal Expenses Insurance: If you end up in court or need legal defence, this policy is there to act as your defence. Don't lose sleep over a potential claim or legal dispute; let us take care of it, and you focus on transporting your goods. 

On top of these top-notch insurance add-ons, we also offer HGV drivers the opportunity to insure any tools they carry, gadgets or their income. Find out more by calling our lovely UK team on 0116 243 7904 or get an easy quote online today.


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How Much Does HGV DRIVER Insurance Cost?

No matter if you carry goods around your local area or from one end of the country to another, we cannot recommend HGV Insurance enough. 

It goes without saying that problems can and do occur. That's why the smart money always makes sure you have a backup plan in place. 

Our cover doesn't cost the earth, and to get an idea of how our prices work, all you need to provide us with is your actual job (the work you undertake) so that we can gauge an accurate take on how much risk is attached, and how much cover you think you'll need. 

From this, the team at Rhino Trade Insurance will provide you with a quote in less than a minute, which you can decide if you want to proceed with or not. 

Just remember, our HGV Insurance starts from £6.07 a month, and even that can add so much more confidence to your business, your customers and your suppliers.

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Why Choose Rhino for your HGV DRIVER Insurance?

Save time and effort, and let the experts take care of you. In just under 60 seconds, we can have a fully-fledged HGV Driver policy nailed down and ready to go. The team at Rhino have been trusted by thousands of tradespeople and self-employed individuals all over the UK.

In fact, we have thousands of five-star reviews that you can check out if you don't believe us. The cherry on the cake is we are an insurer with a personality. You can see this from our social media channels, where we post jokes and banter and keep in contact with our community on a daily basis. 

So what are you waiting for? Get an HGV Driver quote today in less than a minute, or give our team a call. They can't wait to speak with you!

Get in touch with our team today on 0116 243 7904 or visit our website.

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