Why Do I Need DRIVING INSTRUCTOR Insurance?
Whether you have a single car and train the locals to drive or run a fledgling school of instructors, your safest bet is to get Driving Instructor Insurance. Not only will it keep you and your business safe, but it will protect others and ultimately can keep you afloat. It just makes sound business sense.
At Rhino HQ. Our team of expert insurance brokers came up with some amazing and tailored policies specifically for you:
Professional Indemnity Insurance
Professional Indemnity Insurance is a brilliant add-on for any Driving Instructor. It's there for anyone who provides bad advice (not that you intend to do so). Let's imagine for a second that you train a student in the ways of driving, and they make mistakes/ do things wrong in their test. They could make a compensation claim against your business due to 'bad advice', and your professional indemnity insurance would cover this.
For just under £20 a month, this insurance could save you thousands in compensation. It also provides up to £2 million in indemnity.
Employers' Liability Insurance
You must hold Employers' Liability Insurance under UK law if you have employees or staff members. This one saves your bacon in case an employee causes damages to a customer's property, somehow injures them through the work you set them or causes accidental death!
A policy of this nature starts at just £72.80 a year, which is a bargain compared to the £2,500 a day fine you could face if you are found not to hold this insurance.
Legal Expenses Insurance
Legal Expenses Insurance protects Driving Instructors who find themselves in a spot of legal trouble. If you are summoned to court or face being sued, this policy will provide defence and legal assistance and offers up to £50,000 in legal fee protection.
Our blog post here lets you get more info about Legal Expenses Insurance. Alternatively, please find out more by giving our team a call on 0116 243 7904.
Personal Accident Insurance
Starting at just £7.42 a month, our Personal Accident and Sickness Insurance is a really popular policy for self-employed professionals. As a Driving Instructor, what would you do if you couldn't work for an extended period of time? How will you earn money or pay expenses?
That's what this insurance protects. If you are injured or sick and cannot work, we will cover you with a lump sum payment of up to £50,000 that can go towards your salary and bills.
We also offer several other top insurance policies for Driving Instructors, such as: Tax Enquiry Insurance and Gadget Insurance. The cherry on the cake? Our prices are, on average, up to 40% cheaper than most competitors!